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What does it mean to be an AI?

An accredited investor ("AI") may generally have access to a wider range of financial products and services. Some financial institutions may not offer certain products and services to persons who are non-AI.

To be eligible to be treated as an AI, you must first meet eligibility criteria (please refer to "How do I qualify for AI Status?") and you must opt-in to be treated as an AI.

If you opt-in to be treated as an AI, you are regarded as having consented to and understood the following:

(1)  You have read, understood and agreed to the following general warning

AIs are assumed to be better informed, and better able to access resources to protect their own interests, and therefore require less regulatory protection. Investors who agree to be treated as AIs therefore forgo the benefit of certain regulatory safeguards. For example, issuers of securities are exempted from issuing a full prospectus registered with the Monetary Authority of Singapore in respect of offers that are made only to AIs, and intermediaries are exempted from a number of business conduct requirements when dealing with AIs. Investors should consult a professional adviser if they do not understand any consequences of being treated as an Accredited Investor.

(2)  You have consented to being treated as an AI for the purposes of the following regulatory provisions applicable to StashAway's business ("Consent Provisions").

We have outlined below a summary of the Consent Provisions and the consequences of your being treated as an AI in relation to such Consent Provisions.  These consequences apply to all advice, recommendations, offers, communications or dealings with StashAway, transactions that you carry out on any investment products or policies advised on by StashAway from time to time, including past and future transactions in relation to the same ("Transactions").

Click here for more details on the Effect of Treating an Investor as an Accredited Investor for the Purpose of the Consent Provisions.

If you choose to be treated as an AI, this status will apply to all your account(s), investments, holdings and dealings with StashAway going forward.

Please note that it is your right to elect to be treated as an AI and alternatively, you can choose to be treated as a retail investor instead. If you do not choose to be treated as an AI, please see "What does it mean to be a non-AI?".

If you have already opted in but wish to withdraw your consent to be treated as AI, please see "Can you withdraw your consent to be treated as an AI after you have signed the Opt-In Form, and what are the consequences?"

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