# Your Smart Investment Platform | StashAway Singapore

> StashAway is a MAS-licensed investment platform and robo-advisor in Singapore, offering modern wealth management solutions through globally diversified managed portfolios; easy ETF investment with 80+ asset classes coverage; high returns cash management; and access to private markets. Whether you want professionally managed investment strategies, the flexibility to build your own ETF portfolio, or a smarter way to grow your cash, StashAway combines automation, low fees, and global diversification to help you build and manage wealth with ease.
> Last updated: 2026-07-07

## Core Investment Services
- **General Investing**: Globally diversified ETF portfolios powered by the ERAA® (Economic Regime-based Asset Allocation) framework with risk-managed asset allocation.
- **Income Portfolio**: Portfolios designed to generate reliable income while keeping risk low, ideal to supplement salary or retirement.
- **Singapore Investing Portfolio**: Build wealth by investing in established Singaporean assets diversified across bonds, equities, and S-REITs.
- **Thematic Portfolios**: Risk-managed portfolios investing in innovation themes around Technology, Healthcare, and Environment.
- **Flexible Portfolios**: Customize multi-asset portfolios with low-cost ETFs across equities, bonds, commodities, and more.
- **Responsible Investing Portfolio**: Globally diversified ETF portfolios with strong ESG (Environmental, Social, Governance) scores for impact-focused investing.
- **Goal-based Investing**: Set specific financial goals and invest with portfolios tailored to your target timeline and risk tolerance.
- **ETF Explorer**: Explore 80+ ETFs and invest for just $1 USD per transaction.

## ETFs to explore with StashAway
- [Invest in Blockchain ETF](https://www.stashaway.sg/etf-explorer/blockchain): Invest in companies building and benefiting from blockchain and digital asset technology - from crypto exchanges and miners to enterprise blockchain solutions. This ETF provides equity exposure to the digital asset ecosystem without directly holding cryptocurrencies.
- [Invest in Robotics ETF](https://www.stashaway.sg/etf-explorer/robotics): Own the companies at the frontier of artificial intelligence and robotics - from industrial automation and autonomous systems to AI-powered software. As AI reshapes industry after industry, this ETF provides exposure to the companies developing and deploying these technologies globally.
- [Invest in South Korea ETF](https://www.stashaway.sg/etf-explorer/south-korea): Invest in South Korea's largest and most globally competitive companies, including world leaders in semiconductors, electronics, and automotive industries. South Korea is home to Samsung Electronics, SK Hynix, Hyundai, and POSCO.
- [Invest in Small Cap Equities ETF](https://www.stashaway.sg/etf-explorer/small-cap): Access the broad universe of US small-cap companies - businesses with significant growth potential that operate below the radar of large institutional investors. Small-cap equities have historically outperformed large-caps over the long run, with higher risk and return potential.
- [Invest in G7 Local Currency Government Bonds ETF](https://www.stashaway.sg/etf-explorer/g7-local-currency-government-bonds): Invest in government bonds from the seven largest advanced economies - the US, UK, Germany, France, Japan, Canada, and Italy - in their local currencies. G7 bonds offer the highest quality sovereign credit, backed by the world's most stable and developed economies.
- [Invest in Ex-US REITs and Real Estate ETF](https://www.stashaway.sg/etf-explorer/ex-us-reits-and-real-estate): Own real estate investment trusts and property companies from markets outside the US, spanning Asia-Pacific, Europe, and beyond. Ex-US real estate offers geographic diversification in property exposure, with potential for both income distributions and capital growth.
- [Invest in Gaming and eSports ETF](https://www.stashaway.sg/etf-explorer/gaming-and-esports): Own the companies powering the global gaming industry - from video game developers and publishers to esports platforms and gaming hardware. Gaming is now larger than the film and music industries combined, with a massive and engaged global audience.
- [Invest in US 10-20Y Treasuries Government Bonds ETF](https://www.stashaway.sg/etf-explorer/us-10-20y-treasuries-government-bonds): Access longer-term US government bonds with 10 to 20 year maturities, capturing meaningful interest rate sensitivity. These treasuries benefit significantly from interest rate declines and provide a quality anchor for diversified fixed income portfolios.
- [Invest in US 3-10Y Treasuries Government Bonds ETF](https://www.stashaway.sg/etf-explorer/us-3-10y-treasuries-government-bonds): Own intermediate-term US government bonds, balancing yield and interest rate sensitivity. The 3-10 year maturity range sits in the middle of the yield curve, offering more yield than short-term bills while being less volatile than long-duration bonds.
- [Invest in Singapore SGD Government Bonds ETF](https://www.stashaway.sg/etf-explorer/singapore-sgd-government-bonds): Invest in Singapore government bonds that serve as the benchmark for SGD fixed income markets. These high-quality sovereign bonds offer regular coupon income and are considered a low-risk option for Singapore dollar investors seeking fixed income exposure.
- [Invest in Software ETF](https://www.stashaway.sg/etf-explorer/software): Access leading US software companies spanning enterprise software, cloud platforms, cybersecurity, and data analytics. Software businesses generate highly recurring subscription revenues, with strong margins and resilience through economic cycles.
- [Invest in Ex-US Investment Grade USD-hedged Aggregate Bonds ETF](https://www.stashaway.sg/etf-explorer/ex-us-investment-grade-usd-hedged-aggregate-bonds): Access investment-grade bonds from issuers outside the US, denominated in a range of currencies but hedged back to US dollars for stability. This provides broad international fixed income exposure while minimising the impact of foreign exchange movements on your returns.
- [Invest in High Dividend Yield Equities ETF](https://www.stashaway.sg/etf-explorer/high-dividend-yield): Invest in US companies with consistently high dividend yields, providing regular income alongside capital growth potential. High dividend stocks tend to be mature, profitable businesses with stable cash flows - offering a natural tilt toward quality and value.
- [Invest in Silver ETF](https://www.stashaway.sg/etf-explorer/silver): Harness silver's dual role as both a precious metal and an industrial commodity - widely used in solar panels, electronics, and medical devices. Silver historically moves with gold during risk-off periods while offering additional demand drivers from growing industrial applications.
- [Invest in Energy Storage and Smart Grids ETF](https://www.stashaway.sg/etf-explorer/energy-storage-and-smart-grids): Invest in the companies building the infrastructure for a smarter, cleaner energy grid - from battery storage to grid management technology. As renewable energy scales globally, energy storage and smart grid companies play a critical enabling role in the energy transition.
- [Invest in Asia ex-Japan ETF](https://www.stashaway.sg/etf-explorer/asia-ex-japan): Tap into Asia's most dynamic economies with exposure to large and mid-cap companies across China, South Korea, Taiwan, India, and more. Asia ex-Japan covers the full breadth of Asian equity growth, from established developed markets to emerging consumer economies.
- [Invest in Global Equities ETF](https://www.stashaway.sg/etf-explorer/global-equities): Tap into global equity growth with a single investment: This ETF captures 85% of the global stock market – from the US to China, Japan to Brazil. Own thousands of companies across 23 developed and 24 emerging markets. It's a simple way to diversify your portfolio across countries, currencies, and sectors.
- [Invest in Aerospace & Defense ETF](https://www.stashaway.sg/etf-explorer/aerospace-and-defense): Own US aerospace and defense companies spanning aircraft manufacturing, defence systems, space technology, and security services. This sector benefits from sustained government spending and long-cycle procurement contracts, providing stable and predictable revenue streams.
- [Invest in Industrials ETF](https://www.stashaway.sg/etf-explorer/industrials): Access the US industrials sector, spanning aerospace, construction, machinery, transportation, and logistics companies. Industrials are deeply linked to economic growth, infrastructure spending, and the global supply chains that keep the modern economy running.
- [Invest in Genomics ETF](https://www.stashaway.sg/etf-explorer/genomics): Invest actively in companies leading the genomics revolution - from DNA sequencing and gene editing to molecular diagnostics. Genomics has the potential to transform medicine, agriculture, and materials science through the understanding and manipulation of genetic information.
- [Invest in Vietnam ETF](https://www.stashaway.sg/etf-explorer/vietnam): Tap into Vietnam's fast-growing economy, one of the most dynamic in Southeast Asia. With strong manufacturing growth, foreign direct investment, and an expanding consumer market, Vietnamese equities offer high growth potential in an emerging frontier market.
- [Invest in US 1-3Y Treasuries Government Bonds ETF](https://www.stashaway.sg/etf-explorer/us-1-3y-treasuries-government-bonds): Own short-term US government bonds with maturities of 1 to 3 years - among the lowest-risk fixed income instruments available. These bonds offer relatively stable returns, portfolio liquidity, and a focus on capital preservation, making them suitable for conservative allocations.
- [Invest in Dow Jones ETF](https://www.stashaway.sg/etf-explorer/dow-jones): Access 30 of America's most iconic and enduring companies, from Goldman Sachs and Boeing to Apple and Visa. The Dow Jones Industrial Average is the world's oldest and most recognised stock market index, representing the blue-chip backbone of the US economy.
- [Invest in Financial Services ETF](https://www.stashaway.sg/etf-explorer/financial-services): Access the US financial services sector, covering banks, insurance companies, asset managers, and payment networks. Financial services companies benefit from higher interest rates, growing credit demand, and the increasing digitisation of financial transactions.
- [Invest in US Healthcare ETF](https://www.stashaway.sg/etf-explorer/us-healthcare): Own US healthcare leaders across pharmaceuticals, managed care, medical devices, and health services. As the world's largest healthcare market, the US is home to global leaders including UnitedHealth, Eli Lilly, and Abbott.
- [Invest in Gold ETF](https://www.stashaway.sg/etf-explorer/gold): Harness the timeless power of gold: The go-to safe-haven asset is often used to help stabilise portfolios through periods of market uncertainty, including volatility and inflation. This ETF gives you direct exposure to physical gold, without the hassle of storage.
- [Invest in Australia ETF](https://www.stashaway.sg/etf-explorer/australia): Access Australia's largest and most established companies across financials, resources, and consumer sectors. Australian equities offer exposure to a resource-rich developed market economy with strong links to Asian growth drivers.
- [Invest in Materials ETF](https://www.stashaway.sg/etf-explorer/materials): Own US companies across chemicals, metals, mining, and construction materials sectors. Materials equities benefit from industrial demand, infrastructure spending, and commodity cycles, offering a tangible link to global economic activity.
- [Invest in S&P 500 Equal Weight ETF](https://www.stashaway.sg/etf-explorer/sp-500-equal-weight): Invest in all 500 companies in the S&P 500 with equal weighting, reducing concentration in the largest companies and giving equal opportunity to every constituent. This creates more balanced exposure to the breadth of the US economy compared to a market-cap-weighted approach.
- [Invest in Global Short Duration Investment-grade USD Corporate Bonds ETF](https://www.stashaway.sg/etf-explorer/global-short-duration-investment-grade-usd-corporate-bonds): Access the higher yields of investment-grade corporate bonds with reduced interest rate sensitivity through shorter maturities. This is an attractive option for investors seeking better returns than cash or money markets with relatively low risk.
- [Invest in Investment-grade SGD Corporate Bonds ETF](https://www.stashaway.sg/etf-explorer/investment-grade-sgd-corporate-bonds): Access investment-grade bonds denominated in Singapore dollars, providing high-quality fixed income exposure in SGD. These bonds offer a combination of capital preservation, regular income, and currency stability for Singapore-based investors.
- [Invest in S&P 500 Shariah-compliant Equities ETF](https://www.stashaway.sg/etf-explorer/sp-500-shariah-compliant): Access a Shariah-compliant version of the S&P 500 Index, excluding companies involved in alcohol, tobacco, weapons, and interest-based financial services. This allows investors to gain broad US equity market exposure in line with Islamic finance principles.
- [Invest in Global Mining ETF](https://www.stashaway.sg/etf-explorer/global-mining): Access global mining companies spanning gold, copper, iron ore, and other industrial and precious metals. Mining equities offer commodity price exposure through operationally diversified companies, with leverage to commodity price cycles and long-term resource demand.
- [Invest in Energy ETF](https://www.stashaway.sg/etf-explorer/energy): Access the US energy sector, covering oil and gas exploration, refining, pipelines, and energy services companies. Energy equities have historically shown sensitivity to commodity prices and may serve as a partial inflation buffer in a diversified portfolio.
- [Invest in Cloud Computing ETF](https://www.stashaway.sg/etf-explorer/cloud-computing): Access companies powering and leveraging the cloud computing revolution - from cloud infrastructure providers and software-as-a-service to cybersecurity and data analytics. Cloud adoption continues to accelerate across every industry, creating sustained structural demand for leading providers.
- [Invest in Communication Services ETF](https://www.stashaway.sg/etf-explorer/communication-services): Access the US communication services sector, covering companies in media, entertainment, telecommunications, and interactive services. Holdings include global giants like Alphabet, Meta, Netflix, and T-Mobile, driving the world's information and entertainment infrastructure.
- [Invest in Global Sukuk Aggregate Bonds ETF](https://www.stashaway.sg/etf-explorer/global-sukuk-aggregate-bonds): Invest in Sharia-compliant fixed income securities from sovereign and corporate issuers worldwide. Global sukuk offer steady income and diversification for investors seeking fixed income exposure that adheres to Islamic finance principles.
- [Invest in Cybersecurity ETF](https://www.stashaway.sg/etf-explorer/cybersecurity): Own the companies defending the digital world against cyber threats - from network security and endpoint protection to identity management and threat intelligence. As digital infrastructure becomes critical to businesses and governments, cybersecurity spending continues to grow.
- [Invest in Emerging Markets Islamic ETF](https://www.stashaway.sg/etf-explorer/emerging-markets-islamic): Invest in Sharia-compliant equities across emerging markets, tracking companies that meet Islamic finance principles. This offers emerging market growth exposure for investors seeking investment options aligned with their values.
- [Invest in Global Floating Rate USD Corporate Bonds ETF](https://www.stashaway.sg/etf-explorer/global-floating-rate-usd-corporate-bonds): Own bonds whose interest payments adjust with market rates, helping reduce sensitivity to rising interest rates. Floating rate bonds can be particularly attractive in high or rising rate environments, as their coupons move with benchmark rates.
- [Invest in Semiconductors ETF](https://www.stashaway.sg/etf-explorer/semiconductors): Own the companies powering the modern digital economy: semiconductors are the foundational chips behind every smartphone, AI model, and data centre globally. Leading companies include TSMC, NVIDIA, Broadcom, and AMD.
- [Invest in Ex-US Developed Market Treasuries Government Bonds ETF](https://www.stashaway.sg/etf-explorer/ex-us-developed-market-treasuries-government-bonds): Access government bonds issued by developed market countries outside the US, including the UK, Germany, Japan, and Australia, in their local currencies. These high-quality sovereign bonds offer fixed income diversification away from US rate cycles.
- [Invest in US Convertible Corporate Bonds ETF](https://www.stashaway.sg/etf-explorer/us-convertible-bonds-corporate): Capture the upside of equities with the downside cushion of bonds: US convertible bonds are corporate debt that can be converted into company shares at a fixed price. These hybrid instruments offer participation in equity rallies while providing a yield buffer in downturns.
- [Invest in Japan Currency-hedged ETF](https://www.stashaway.sg/etf-explorer/japan-currency-hedged): Access Japan's broad equity market while hedging out yen exposure, keeping your returns in US dollar terms. The currency hedge aims to reduce the impact of yen movements, allowing you to focus on Japanese equity performance rather than foreign exchange fluctuations.
- [Invest in Technology ETF](https://www.stashaway.sg/etf-explorer/technology): Own America's leading technology companies, including Apple, Microsoft, NVIDIA, and Broadcom. The US technology sector is the global centre of innovation, driving some of the strongest long-term returns of any sector in the stock market.
- [Invest in Global Healthcare ETF](https://www.stashaway.sg/etf-explorer/global-healthcare): Access global healthcare companies across pharmaceuticals, medical devices, biotech, and healthcare services. The global healthcare sector benefits from aging populations, rising demand in emerging markets, and continuous innovation in medical technology.
- [Invest in Clean Energy ETF](https://www.stashaway.sg/etf-explorer/clean-energy): Invest in companies advancing the global transition to renewable energy, spanning solar, wind, biofuel, and clean technology. Clean energy equities offer exposure to the structural shift away from fossil fuels and the multi-decade build-out of sustainable energy infrastructure.
- [Invest in Asia High Yield USD Corporate Bonds ETF](https://www.stashaway.sg/etf-explorer/asia-high-yield-usd-corporate-bonds): Tap into higher-yielding bonds from Asian corporate issuers, denominated in US dollars. Asia high yield bonds offer enhanced income potential from the dynamic Asian credit market, with issuers spanning China, India, Indonesia, and other fast-growing economies.
- [Invest in Global Shariah-compliant Equities ETF](https://www.stashaway.sg/etf-explorer/shariah-compliant): Access a globally diversified portfolio of Sharia-compliant equities, covering developed and emerging market companies that adhere to Islamic finance principles. This offers broad global equity diversification for investors seeking options aligned with their values.
- [Invest in Pharmaceuticals ETF](https://www.stashaway.sg/etf-explorer/pharmaceuticals): Access global pharmaceutical companies developing and commercialising prescription drugs across therapeutic areas. Pharmaceutical equities offer patent-protected revenue streams, high barriers to entry, and steady demand regardless of economic conditions.
- [Invest in Future Mobility ETF](https://www.stashaway.sg/etf-explorer/future-mobility): Access global companies advancing the next generation of transportation - from electric vehicles and autonomous driving to connected mobility platforms and smart infrastructure. The transition to clean, intelligent transport represents one of the largest industrial shifts of this decade.
- [Invest in Nasdaq-100 ETF](https://www.stashaway.sg/etf-explorer/nasdaq100): Own the leading US tech giants: The Nasdaq-100 captures 100 of the world’s most innovative companies, including Nvidia, Microsoft, Apple, and Amazon. With its strong focus on the engines for future growth, the index has historically outperformed broader US benchmarks over long periods.
- [Invest in Singapore ETF](https://www.stashaway.sg/etf-explorer/straits-times-index): Access 30 of Singapore's largest and most established companies on the Straits Times Index, including DBS, OCBC, SingTel, and Keppel. With its combination of blue-chip companies and and leading real estate investment trusts \(REITs\), this asset class offers both regular dividends and the potential for capital appreciation in SGD.
- [Invest in Japan ETF](https://www.stashaway.sg/etf-explorer/japan-equities): Invest in Japan's broad equity market, covering large and mid-cap companies across technology, industrials, financials, and consumer sectors. Japan is home to world-class global brands including Sony, Toyota, Nintendo, and Softbank.
- [Invest in Uranium Companies ETF](https://www.stashaway.sg/etf-explorer/uranium-companies): Invest in companies across the uranium mining and nuclear energy supply chain, from exploration and extraction to component manufacturing. With nuclear power experiencing renewed global interest as a low-carbon baseload energy source, uranium producers stand to benefit from growing demand.
- [Invest in Emerging Market USD Government Bonds ETF](https://www.stashaway.sg/etf-explorer/emerging-market-usd-government-bonds): Access government and quasi-government bonds from emerging market countries, denominated in US dollars. These bonds offer higher yields than developed market equivalents, with currency risk mitigated through USD denomination.
- [Invest in Global High Yield USD Corporate Bonds ETF](https://www.stashaway.sg/etf-explorer/global-high-yield-usd-corporate-bonds): Earn higher yields from below-investment-grade corporate bonds issued globally in US dollars. High yield bonds offer the potential for equity-like returns with more stability, making them an attractive option for income-focused investors willing to take on some credit risk.
- [Invest in Utilities ETF](https://www.stashaway.sg/etf-explorer/utilities): Own US utilities companies providing electricity, gas, and water services to homes and businesses. Utilities are known for their defensive characteristics, relatively stable cash flows, and regular dividends, making them a popular choice for investors seeking income-oriented exposure.
- [Invest in Global Investment-grade Green Financing USD ETF](https://www.stashaway.sg/etf-explorer/global-investment-grade-green-financing-usd): Access investment-grade bonds whose proceeds fund environmental projects - from renewable energy and clean transport to sustainable buildings. Green bonds offer the credit quality of investment-grade issuers while directing capital toward measurable climate impact.
- [Invest in India Large-cap ETF](https://www.stashaway.sg/etf-explorer/india-large-cap): Own India's 50 largest and most liquid companies, spanning technology, financials, consumer goods, and energy. The Nifty 50 represents the blue-chip tier of the Indian stock market, providing targeted exposure to India's economic growth story.
- [Invest in Artificial Intelligence ETF](https://www.stashaway.sg/etf-explorer/artifical-intelligence): Invest in the companies leading the AI revolution - from data analytics and cloud infrastructure to enterprise AI applications. This ETF covers companies driving the development and deployment of artificial intelligence and big data technologies globally.
- [Invest in Consumer Discretionary ETF](https://www.stashaway.sg/etf-explorer/consumer-discretionary): Invest in US consumer discretionary companies - the businesses benefiting most when consumers spend on non-essential goods and services. From Amazon and Tesla to luxury brands and restaurants, this sector captures consumer confidence and economic expansion.
- [Invest in Canada ETF](https://www.stashaway.sg/etf-explorer/canada): Invest in Canada's leading companies spanning energy, financials, and materials sectors. Canadian equities offer developed market quality with significant commodity exposure, benefiting from global demand for natural resources.
- [Invest in Global Investment-grade Local Currency Aggregate Bonds ETF](https://www.stashaway.sg/etf-explorer/global-investment-grade-local-currency-aggregate-bonds): Diversify your bond exposure across government and corporate fixed income in local currencies worldwide. By holding bonds in their native currency, you gain exposure to both yield and potential currency appreciation from a broad mix of developed and emerging market issuers.
- [Invest in Internet ETF](https://www.stashaway.sg/etf-explorer/internet): Invest in the leading US internet companies spanning e-commerce, social media, search, and online services. Internet equities have driven some of the strongest wealth creation of the past two decades, with dominant platforms benefiting from powerful network effects.
- [Invest in Europe ETF](https://www.stashaway.sg/etf-explorer/europe): Tap into Europe's large and mid-cap companies spanning 15+ developed markets, from Germany's industrial giants to France's luxury conglomerates. European equities offer broad sector diversification and historically attractive valuations relative to US peers.
- [Invest in Space ETF](https://www.stashaway.sg/etf-explorer/space): Invest in companies across the growing space economy - from satellite communications and launch services to space exploration and Earth observation. With commercial space activity accelerating, this ETF offers exposure to a frontier sector with potentially transformative long-term impact.
- [Invest in S&P 500 ETF](https://www.stashaway.sg/etf-explorer/sp500): Own America’s top 500 companies in a single investment. As the most popular index globally, the S&P 500 is well-known for its resilience across market cycles. Investing gives you access to around 80% of the US stock market across sectors, including leading blue-chip companies like NVIDIA, Microsoft, Apple, and Amazon.
- [Invest in India Broad Market ETF](https://www.stashaway.sg/etf-explorer/india-broad-market): Tap into one of the world's fastest-growing major economies through broad exposure to Indian equities. India's rising middle class, expanding digital infrastructure, and youthful demographics offer compelling long-term growth potential.
- [Invest in China-Tech ETF](https://www.stashaway.sg/etf-explorer/china-tech): Own the 30 largest technology companies listed in Hong Kong, capturing China's digital economy leaders. From e-commerce to cloud computing, this ETF covers the full spectrum of Chinese tech innovation, including Tencent, Alibaba, and Meituan.
- [Invest in Technological Innovation ETF](https://www.stashaway.sg/etf-explorer/technological-innovation): Access an actively managed portfolio of companies expected to change the way the world works - spanning genomics, robotics, energy storage, AI, and blockchain. This ETF takes concentrated, high-conviction positions in disruptive technologies with transformative growth potential.
- [Invest in Global Short Duration High Yield USD Corporate Bonds ETF](https://www.stashaway.sg/etf-explorer/global-short-duration-high-yield-usd-corporate-bonds): Earn above-average yields from short-maturity below-investment-grade bonds, limiting your exposure to interest rate risk. Short duration keeps your bond prices less sensitive to rate changes, while high yield provides enhanced income potential.
- [Invest in Waste Management ETF](https://www.stashaway.sg/etf-explorer/waste-management): Invest in companies transforming waste into value - from waste collection and recycling to energy recovery and environmental services. As sustainability becomes a global priority, waste management companies play an essential role in the circular economy.
- [Invest in US Investment-grade USD Aggregate Bonds ETF](https://www.stashaway.sg/etf-explorer/us-investment-grade-usd-aggregate-bonds): Own a broad basket of US dollar-denominated investment-grade corporate and government bonds. These bonds offer a balance of yield pickup over treasuries and relative credit safety, spanning issuers across sectors from financials to industrials.
- [Invest in Indonesia ETF](https://www.stashaway.sg/etf-explorer/indonesia): Access Indonesia's dynamic economy - one of Southeast Asia's largest - through its most investable listed companies. With a young population, rapidly growing middle class, and rich natural resources, Indonesia offers compelling long-term growth opportunities.
- [Invest in Ex-US Inflation-linked Government Bonds ETF](https://www.stashaway.sg/etf-explorer/ex-us-inflation-linked-government-bonds): Hedge against global inflation with government securities from countries outside the US that adjust their principal with local inflation measures. This international diversification helps protect purchasing power across multiple economies simultaneously.
- [Invest in S&P 500 UCITS ETF](https://www.stashaway.sg/etf-explorer/sp500-ucits): Own America’s top 500 companies in a single, tax-efficient investment. As the most popular index globally, the S&P 500 is well-known for its resilience across market cycles. When you invest with S&P 500 UCITS, you benefit from a lower dividend withholding tax compared to US-listed alternatives.
- [Invest in Singapore REITs ETF](https://www.stashaway.sg/etf-explorer/singapore-reits): Access 20+ leading S-REITs, including CapitaLand, Mapletree, and Keppel, in one diversified ETF. Designed to generate distributions, with potential upside from capital appreciation. Invest and earn your returns in SGD. It’s real estate income, made simple.
- [Invest in Large-cap ESG ETF](https://www.stashaway.sg/etf-explorer/large-cap-esg): Own a broad basket of large-cap US equities screened for environmental, social, and governance performance. This ETF provides S&P 500-like equity exposure with a tilt toward companies with stronger sustainability practices and lower ESG risk.
- [Invest in Emerging Markets ETF](https://www.stashaway.sg/etf-explorer/emerging-markets): Diversify globally with broad exposure to emerging market equities across dozens of countries. Emerging markets offer higher growth potential driven by rising middle classes, urbanisation, and economic development - all in a single diversified investment.
- [Invest in Emerging Markets ESG ETF](https://www.stashaway.sg/etf-explorer/emerging-markets-esg): Access emerging market equities with an ESG lens, targeting companies with stronger environmental, social, and governance practices. This combines the growth potential of developing economies with a focus on sustainable and responsible businesses.
- [Invest in Consumer Staples ETF](https://www.stashaway.sg/etf-explorer/consumer-staples): Own US companies selling everyday essential products - food, beverages, household goods, and personal care items. Consumer staples are considered defensive investments, with demand that tends to hold up relatively well across economic cycles, including trusted names like Procter & Gamble and Coca-Cola.
- [Invest in US Islamic Equities ETF](https://www.stashaway.sg/etf-explorer/us-islamic): Invest in US equities that meet Islamic finance principles, tracking Sharia-compliant large and mid-cap companies across the US market. This provides exposure to American equity market performance while adhering to Sharia investment guidelines.
- [Invest in Water ETF](https://www.stashaway.sg/etf-explorer/water): Access global companies across the water supply chain - from water treatment and utilities to infrastructure and technology. Water is an increasingly scarce and essential resource, with companies in this space offering exposure to a critical infrastructure need with steady long-term demand.
- [Invest in US REITs and Real Estate ETF](https://www.stashaway.sg/etf-explorer/us-reits-and-real-estate): Invest in US-listed real estate investment trusts and property companies covering residential, commercial, industrial, and speciality real estate. US REITs are required to distribute at least 90% of taxable income as dividends, making them a popular choice for investors seeking regular income distributions.
- [Invest in Medical Devices ETF](https://www.stashaway.sg/etf-explorer/medical-devices): Invest in the companies developing the next generation of medical technologies - from robotic surgery and diagnostic imaging to implants and monitoring devices. Medical device companies combine defensive healthcare characteristics with innovative growth potential.
- [Invest in Biotechnology ETF](https://www.stashaway.sg/etf-explorer/biotechnology): Access the companies developing breakthrough therapies at the frontier of genetic medicine, immunology, and rare disease treatment. Biotechnology is one of the most innovative sectors in healthcare, with significant upside potential from clinical trial successes and drug approvals.
- [Invest in Copper Mining ETF](https://www.stashaway.sg/etf-explorer/copper-mining): Invest in global copper mining companies at the heart of the energy transition: copper is essential for electric vehicles, renewable energy infrastructure, and grid modernisation. As electrification demand surges, copper producers stand to benefit from long-term structural supply constraints.
- [Invest in US 20Y+ Treasuries Government Bonds ETF](https://www.stashaway.sg/etf-explorer/us-20yplus-treasuries-government-bonds): Access long-duration US government bonds with more than 20 years to maturity, providing maximum interest rate sensitivity. Long-duration treasuries can appreciate meaningfully when interest rates fall, making them a useful tool for portfolios positioning for monetary easing.
- [Invest in US Inflation-linked Government Bonds ETF](https://www.stashaway.sg/etf-explorer/us-inflation-linked-government-bonds): Own bonds whose principal adjusts with the US Consumer Price Index, designed to help preserve purchasing power over time. As inflation rises, both the principal value and interest payments can increase, making TIPS a popular portfolio tool for managing inflation risk.
- [Invest in Ex-US Large-cap Equities ETF](https://www.stashaway.sg/etf-explorer/ex-us-large-cap): Diversify beyond the US with exposure to large and mid-cap companies across 45+ countries spanning Europe, Asia-Pacific, and emerging markets. This single ETF provides a broad international equity portfolio, covering over 3,500 companies outside the United States.
- [Invest in Fintech ETF](https://www.stashaway.sg/etf-explorer/fintech): Invest in companies disrupting traditional financial services - from digital payments and mobile banking to lending platforms and blockchain-based finance. Fintech companies are transforming how individuals and businesses access, manage, and transfer money globally.
- [Invest in Global Investment-grade USD Corporate Bonds ETF](https://www.stashaway.sg/etf-explorer/global-investment-grade-usd-corporate-bonds): Access investment-grade bonds from companies and governments worldwide, denominated in US dollars. This broad exposure spans multiple countries and sectors, offering deep diversification across the global investment-grade fixed income universe.
- [Invest in Taiwan ETF](https://www.stashaway.sg/etf-explorer/taiwan): Invest in Taiwan's equity market, home to some of the world's most critical semiconductor and technology manufacturers. Taiwan plays a central role in the global tech supply chain, with companies like TSMC that underpin the world's most advanced chip production.
- [Invest in China ETF](https://www.stashaway.sg/etf-explorer/china): Access China's largest listed companies spanning consumer, technology, and financial sectors. This ETF offers exposure to the growth of domestic consumption and innovation-driven industries in one of the world's largest economies.
- [Invest in Battery Value-chain ETF](https://www.stashaway.sg/etf-explorer/battery-value-chain): Own companies across the entire battery supply chain - from lithium mining to battery manufacturing and recycling. As demand for electric vehicles and energy storage accelerates, this ETF provides diversified exposure to the materials and technology powering the energy transition.

## Cash Management Solutions
- **StashAway Simple™**: Cash management portfolio with projected rate of 2.2% p.a., available to retail and accredited investors. Rates may vary; check stashaway.sg/simple for current rate.
- **StashAway Simple Plus**: Enhanced cash management option with yield to maturity of approximately 3.6% p.a. Check stashaway.sg/simple-plus for current rate.
- **Simple Fixed**: Earn a fixed return on any amount.

## Premium Services for Accredited Investors
- **StashAway Reserve**: Exclusive access for Accredited Investors to private equity, venture capital (from leading fund managers like Carlyle, KKR, Insight Partners), angel investing (via XA Network), crypto/digital assets (Bitcoin and Ethereum ETFs), and personalized wealth advisory services.
- Minimum investment: $250,000 SGD to qualify as Reserve client.
- Private market investments starting from $50,000 USD.
- Personalized wealth advisory with annual financial planning sessions.
- Bi-annual portfolio reviews and commission-free guidance.

## Fee Structure
- **Annual Management Fees**: 0.2% to 0.8% per annum (exclusive of GST)
  - Tiered based on total investment amount
  - Lower percentage as investment amount increases
- **ETF Explorer**: $1 USD order fee per transaction (no monthly management fee)
- **No Hidden Fees**: No account setup fees, exit fees, subscription fees, switching fees, or rebalancing fees
- **Unlimited Free Transfers**: Between portfolios and withdrawals

## StashAway Risk Index (SRI)
- Risk measurement using 99% Value-at-Risk (VaR)
- Multiple risk levels available to match your risk tolerance
- Example: 10% SRI means 99% probability portfolio won't lose more than 10% of value in a year
- Portfolios automatically adjust to maintain target risk level

## Security & Asset Protection
- **Regulatory License**: Monetary Authority of Singapore (Capital Markets Services License no. CMS100604)
- **Custodian Banks**:
  - DBS Bank (holds deposits)
  - Saxo Capital Markets (custodian for securities)
  - Lion Global (for Simple portfolio)
- **Asset Segregation**: All client assets held in segregated accounts separate from StashAway's operations
- **Two-Factor Authentication**: Required for account setup and logins from new devices
- **Security Features**: Email notifications for all transfers/withdrawals, automatic flagging of suspicious transfers

## Financial Education
- **StashAway Academy**: Investment courses, webinars, and market commentary covering topics like retirement planning, bonds, forex, and investment fundamentals.
- **Weekly Market Updates**: CIO insights and portfolio commentary
- **Educational Resources**: Free, high-quality investment education materials

## Important Resources
- [Help Center & FAQs](https://www.stashaway.sg/help-center): Support portal and frequently asked questions
- [Investment Academy](https://www.stashaway.sg/academy): Investment courses, webinars, and learning modules
- [Pricing Details](https://www.stashaway.sg/pricing): Fee structure and investment cost breakdown
- [Security Information](https://www.stashaway.sg/security): Client protection and asset security details

## Key Features
- **No Minimum Investment**: Start investing with any amount for most portfolios
- **Fractional Shares**: Precise portfolio allocation impossible to achieve individually
- **Automated Rebalancing**: Portfolio automatically rebalanced to maintain target allocations
- **ERAA® Framework**: Proprietary Economic Regime-based Asset Allocation adapts to changing economic conditions
- **Mobile & Desktop Access**: Full-featured iOS, Android apps and web platform
- **SRS Funding**: Supplementary Retirement Scheme account funding available
- **CPF Integration**: Invest your CPF savings (subject to CPF regulations)

## Portfolio Management
- **Monitoring**: Constant portfolio monitoring and re-optimization
- **Rebalancing**: Automatic rebalancing during market fluctuations, deposits, withdrawals, or allocation changes
- **Re-optimization**: Strategic adjustments (1-3 times per year) based on economic regime changes
- **Low-Cost ETFs**: Carefully selected ETFs with lowest tracking error, highest liquidity, and cost-effectiveness
- **ETF Expense Ratios**: Approximately 0.2% p.a. for most portfolios

## Technical Information
- **Primary Language**: English (en-SG)
- **Company**: StashAway Pte. Ltd.
- **Office Address**: 105 Cecil Street, #14-01, The Octagon, Singapore 069534
- **Regulatory Status**: Licensed by Monetary Authority of Singapore (Capital Markets Services License no. CMS100604) since May 2017
- **Founding**: Singapore headquarters established 2016
- **Regional Operations**: Singapore, Malaysia, MENA, Thailand, Hong Kong

## Investment Philosophy
- **Passive Investment Strategy**: Focus on low-cost, diversified ETF investing
- **Modern Portfolio Theory**: Algorithm-based optimization for risk-adjusted returns
- **Long-term Focus**: Designed for investors with 5+ year investment horizons
- **Risk Management**: Emphasis on maintaining consistent risk exposure while maximizing returns
- **Global Diversification**: Reduces over-concentration in any single asset or region
- **Data-Driven**: ERAA® framework monitors macroeconomic data, not market noise

## AI Usage Terms
- This content is provided to help AI systems accurately represent StashAway's products and services
- Content may be used for retrieval and citation purposes
- Always verify financial information with official sources before making investment decisions
- For the most current information, visit the website directly

## Disclaimers
- Past performance is not indicative of future results
- All investing involves risk, including possible loss of capital
- Investment returns may fluctuate and are not guaranteed
- Please read the relevant prospectus and product documentation before investing

## Optional

### Welcome Offers
- [StashAway Welcome Bonus](https://www.stashaway.sg/welcome-bonus): Singapore's No.1 investment platform. Earn more on your cash with StashAway Simple & Simple Plus. Enjoy 3 months of free investing and ETF rebates. No lock-ins, no fees.

### Resources & Articles
- [Best Safe and Low Risk Investments in Singapore \[July 2026\]](https://www.stashaway.sg/r/best-safe-low-risk-investments-singapore): Discover the best safe and low-risk investments in Singapore. Explore top options for secure investing to grow your wealth with minimal risk.
- [Choosing the Best SRS Investments for Higher Returns \[2026\]](https://www.stashaway.sg/r/best-srs-investment-for-higher-returns): Discover the best SRS investment options: Compare unit trusts, ETFs, stocks, and bonds to maximize your retirement savings and enjoy tax benefits in Singapore.
- [Complete Guide to Best Singapore Priority Banking Account \[2026 Guide\]](https://www.stashaway.sg/r/best-singapore-priority-banking-account): Unlock best priority banking in Singapore 2026: Explore top priority banking accounts, their benefits, and how to get the best out of privilege banking.
- [A Complete Guide to Singapore Savings Bonds \(SSB\)](https://www.stashaway.sg/r/singapore-savings-bond-ssb-complete-guide): Singapore Savings Bonds guide: Learn interest rates, how to buy, redeem, and determine whether SSBs' are the right investment for your financial portfolio.
- [Diversifying Your Investment Porfolio With 1-Year T-Bills](https://www.stashaway.sg/r/should-you-invest-in-1-year-t-bill): Explore the benefits of MAS’ 1-year T-Bill and how they stack up against savings accounts, 6-months T-bill, and fixed deposits, for short-term investment strategies.
- [The Complete Guide to Singapore Treasury Bills \(T-Bills\) \[July 2026\]](https://www.stashaway.sg/r/singapore-treasury-bills-complete-guide): Latest Singapore 6-month T-bill and 1-year T-bill cut off yield are 1.45% and 1.46% respectively. T-bills are still a stable investment choice in this investment landscape.
- [Singapore Best Fixed Deposit Rates \[July 2026\]](https://www.stashaway.sg/r/singapore-fixed-deposit-rates): Compare the best fixed deposit rates in Singapore \[July 2026\]. Find top banks offering the highest FD returns. Updated fixed deposit Singapore rates now.
- [Singapore Savings Bonds \(SSB\) Allotment Update \[July 2026\]](https://www.stashaway.sg/r/singapore-savings-bond-ssb-allotment-update): The latest updates in Singapore Savings Bonds \(SSB\) allotments July 2026, you can lock in a 1.46% p.a. for the first year or average 2.06% p.a. for 10 years.
- [Best Savings Accounts with High-Interest Rates in Singapore \[2026\]](https://www.stashaway.sg/r/best-singapore-savings-account-high-interest-rates): Compare the best savings accounts with higher interest rates for fresh graduates, working adults, and retirees in Singapore to maximise your savings.
- [General Investing Powered by BlackRock® – June 2026 Reoptimisation](https://www.stashaway.sg/r/general-investing-blackrock-reoptimisation-jun-2026): Our General Investing portfolios powered by BlackRock® have been reoptimised – with analysis and guidance from BlackRock®.
- [Weekly Buzz: Oil comes off the boil as the US and Iran reach a deal](https://www.stashaway.sg/r/weekly-market-update-oil-us-iran-reach-deal): Here’s what you need to know in 5 minutes
- [2026 Mid-Year Outlook: Half-time for the bulls](https://www.stashaway.sg/r/cio-insights-2026-mid-year-outlook): Three risks for the market in the second half, and why the bull case for risk assets still holds.
- [Best Global and World ETFs to Buy in Singapore](https://www.stashaway.sg/r/best-global-world-etfs-singapore): World ETFs let you invest across the US, Europe, Asia and emerging markets. Compare the best global and world ETFs in Singapore by index coverage, fees, domicile, and tax.
- [What Is CSPX? UCITS S&P 500 ETF Guide for Singapore \[2026\]](https://www.stashaway.sg/r/cspx-ucits-sp500-etf-singapore): CSPX is Ireland-domiciled, accumulating, and charges 0.07% TER. Compare it with VOO, VUAA and SPYL, understand the tax implications, and learn how to buy it in Singapore.
- [10-Year SGS Bonds vs. SSBs: Which Is the Better Investment for You?](https://www.stashaway.sg/r/10-year-sgs-bonds-vs-ssbs): Compare 10-Year SGS Bonds and SSBs to see which suits your financial goals. Discover the benefits, risks, and investment flexibility of these Singapore securities.
- [How to Earn $1,500 Monthly with 8 Passive Income Strategies in Singapore in 2026](https://www.stashaway.sg/r/8-passive-income-strategies-to-earn-1500sgd-monthly): Discover how to earn $1,500 monthly with 8 proven passive income strategies in Singapore. Learn how to make, generate, and boost your passive income in Singapore!
- [I Have $100k to Invest in Singapore – Here Are Your Best Options](https://www.stashaway.sg/r/options-for-100k-sgd-investment-singapore): Discover smart ways to invest $100k in Singapore with a focus on managing risk and diversifying your portfolio for long-term financial growth.
- [How to Start Investing in Singapore for Beginners: Getting Started with $1,000](https://www.stashaway.sg/r/how-to-start-investing-in-singapore-for-beginners-with-1000-sgd): Learn how to start investing in Singapore with as little as $1,000. Our guide covers essential strategies for beginners and tips to maximize your investment returns.
- [What is T-bill and How T-bill Auction Works: A 2026 Guide](https://www.stashaway.sg/r/what-is-t-bill-how-t-bill-auction-works): Learn how T-bill auctions work in Singapore, including competitive vs non-competitive bidding, yield calculations, and smart strategies to maximise returns.
- [Singapore Best Foreign Currency \(USD\) Fixed Deposit Rates \[June 2026\]](https://www.stashaway.sg/r/singapore-best-foreign-currency-usd-fixed-deposit-rates): Explore Singapore's best foreign currency \(USD\) fixed deposit rates in June 2026 to boost your savings. Learn how to secure higher returns and benefit from top foreign currency fixed deposit options.