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What is not covered under StashAway Term Life?

There are certain conditions under which no benefits will be payable. Prudential Singapore will not pay any of the benefits for a life insured where the event occurs as a result of any of the following:

(a) death by suicide within 12 months of the Cover Start Date / Reinstatement Date;

(b) any benefit that is due directly or indirectly to a Pre-existing Condition;

(c) any deliberate self-inflicted Injury;

(d) any accident occurring while the life insured was on or in or about any aircraft except an aircraft in which the life insured was travelling as a fare-paying passenger and which is operated by a licensed commercial or chartered airline;

(e) riot, civil commotion, strikes and war;

(f) the influence of alcohol or drugs except for the proper use of drugs prescribed by a Registered Medical Practitioner; or

(g) Acquired Immunodeficiency Syndrome (AIDS), AIDS-Related Complex (ARC) as defined by the World Health Organisation from time to time, or the presence of the Human Immunodeficiency Virus (HIV) as revealed by the positive HIV anti-body or HIV Test. 

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