Reliable income with 4.8%* p.a. historical payout
Enjoy flexible payouts while keeping your risk exposure low
* As of 31 Jul 2025
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Unlock your consistent income stream
Income Investing by StashAway lets you secure your financial future with reliable income on your own terms.
Disclaimer
Estimate your income potential
Curious about how much income you could earn with Income Investing? Use this calculator to easily estimate your potential payout.
Estimate your payout (SGD)
Using the portfolio yield of 0.0% p.a.
Principal amount
$100,000
Payout frequency
Payout frequency:
Your estimated payout
$0 per month
equivalent to $0 per year
The figures shown are for illustration purposes only. Past performance is not indicative of future returns.
Track record of historical payouts
Month | Annualised Historical Payout |
|---|---|
Jul'25 | 4.84% |
Jun'25 | 4.82% |
May'25 | 4.89% |
Apr'25 | 4.82% |
Mar'25 | 4.72% |
Feb'25 | 4.66% |
Jan'25 | 4.45% |
Dec'24 | 4.34% |
Nov'24 | 4.38% |
Oct'24 | 4.36% |
Sep'24 | 4.14% |
Aug'24 | 4.23% |
Portfolio Commentary
July's performance reflects the mixed impact of rising yields. While higher yields created short-term price pressures on existing bonds, this yield increase positions the portfolio for stronger income generation ahead. A diversified approach helped navigate this environment, with emerging markets debt and high yield bonds contributing positively amid strong corporate earnings.
Why payouts instead of dividends?
- The Income Investing portfolio is designed to help you set up steady monthly or quarterly payouts, without taking your money out of the market.
- The portfolio invests in income funds, and while the earnings are reinvested, your estimated payout is based on what the equivalent income-paying share classes typically distribute.
- That way, you can stay fully invested while enjoying the flexibility to adjust how much, and how often, you want the payouts.
As of 31 Jul 2025 Disclaimer
Portfolio performance
Annualised Since Inception | Since Inception | July 2025 | June 2025 | May 2025 | April 2025 | March 2025 | February 2025 | January 2025 | December 2024 | November 2024 | October 2024 | September 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
5.1% | 5.3% | 0.3% | 1.5% | 0.6% | 0.2% | -0.6% | 0.8% | 0.9% | -0.7% | 0.9% | -1.7% | 1.3% |
Returns in SGD terms after fund-level fees and rebates but before the StashAway management fee. The latest return is as of 31 Jul 2025. Annualised returns are calculated by extrapolating current performance since inception over a full year (365 days). Past performance is not indicative of future performance.
Portfolio yield details
Select your flexible payout option
We’ve made it easy for you to invest
Reliable Income Investing powered by
J.P. Morgan Asset Management
J.P. Morgan Asset Management is one of the world's leading investment managers, with over a century of experience. They leverage their deep expertise in fixed income to provide the market insights and asset allocation guidance that StashAway uses to build your income-focused portfolio.
Disclosure
Learn how fixed income can add resilience to your portfolio
Discover how fixed-income investments can enhance your portfolio’s stability and growth
Yuejue Jin, APAC Head of Investment Specialists at J.P. Morgan Asset Management, shares expert insights on risk management, market trends, and strategies for long-term success.
How do I know if Income Investing is the right choice for me?
Income Investing powered by J.P. Morgan Asset Management is the fixed income portfolio designed for you if…
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Our new investors enjoy zero fees for the first 3 months on investments up to $25,000 SGD. You can choose to invest with cash or SRS. Terms and conditions apply.
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Frequently Asked Questions
How do I create an Income Investing portfolio?
1. Sign up or log into your StashAway account.
Is there a minimum deposit for the Income Investing portfolio?
No, you can transfer any amount to start your portfolio. During the set-up process, our income calculator will help you to determine the right principal amount to achieve your income targets.
Since the minimum amount for a single payout from your Income Investing portfolio is $20 SGD, payout options will be limited if this payout amount is not covered by your principal.
How long should I stay invested?
Income Investing usually extends over many years to provide steady, long-term income. The exact investment horizon for an income portfolio generally depends on the investor's age, financial goals, risk tolerance, and income needs.
What is the risk level of Income Investing?
The Risk Level for Income Investing is Conservative. The portfolio aims for capital preservation through investment in fixed income securities that generate regular income via dividends. It is designed for investors seeking a balance between risk and income generation, with a focus on long-term stability.
A Conservative risk level means that your portfolio has a 99% chance of not losing more than 13% of its value in any given year. In other words, there’s a 1% chance that the portfolio may lose more than 13% of its value at maximum in any given year.
How can the portfolio currency be SGD if the asset selection is global?
The base currency of the underlying funds in this portfolio is USD. However, all the funds in this portfolio are invested in the SGD-hedged share class. The SGD-hedged share class aims to reduce the impact of exchange rate fluctuations between the fund's base currency and the investor's preferred currency of exposure. This means that your SGD income will remain stable, even when USD fluctuates. It also means that there is no currency conversion involved at the portfolio level.