Cash Management with StashAway Simple™

Promo: Get Free Investing for Up to 6 Months This Lunar New Year

Invest
Save
Learn
Pricing

Two ways to grow your cash

So which one is better for you?

It depends on your personal needs and risk appetite. While Simple Plus offers higher rate than Simple, they do have underlying differences in risk, holding period, and more.

Pricing

Portfolio name	Simple	Simple Plus
Projected rate before fees	2.95% p.a.	4.8-5.2% p.a.
Net fee charged by underlying fund managers, including quarterly rebates*	0.15% p.a.	0.19% p.a.
StashAway management fee	Free	Free (0.05% p.a. after 30 June 2023)
Projected rate after all the fees	2.8% p.a.	4.6–5% p.a.

*We return to you 100% of the rebates that we receive from the fund managers for both Simple and Simple Plus

Make money decisions with confidence

Here are some things to think about when deciding what to do with your cash.

Introducing StashAway Simple™ Plus

The Cost of Having Too Much Cash

Here’s How Much Cash You Should Actually Have

Frequently Asked Questions

Why shouldn't I invest in these funds myself instead of having StashAway invest on my behalf?

First, with the enhanced liquidity fund, we are using an institutional share class that has lower total expense ratio (annual fee charged by the ELF's fund manager) than the retail share class available on FSM or anywhere else. So, we give you access to the ELF at a lower cost.

Second, we return all rebates from the enhanced liquidity fund and money market fund back to you. Most other platforms and fund managers don't do this.

Do I need to invest with StashAway to have StashAway Simple™?

Nope! You can have just a StashAway Simple™ portfolio, if that's what works best for your financial plan.

How is StashAway Simple™ different from a fixed deposit account or savings account?

Unlike fixed deposit accounts that require a minimum lock-up period, you can withdraw from StashAway Simple™ at any time. And unlike traditional savings accounts, StashAway Simple™ doesn't have any tiered earnings structures or account activity requirements. Also, StashAway Simple™'s rate can vary, depending on the economic environment. In addition, your Simple portfolio is made up of ultra-low risk assets, but is not insured.

View more about StashAway Simple™