General Investing powered by BlackRock®

Invest with insights from BlackRock®

Portfolios analysed and guided by BlackRock. Capture long-term returns in our most diversified portfolio yet.

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We’re licensed by the Monetary Authority of Singapore (License no. CMS100604).

Invest with insights from BlackRock<sup>®</sup>

General Investing powered by BlackRock®

About this portfolio

  • It's our most diversified portfolio yet
  • Expect long-term outperformance, and short-term ups and downs that trend with the markets
  • Powered by one of the world's largest asset managers, BlackRock.

Number of underlying funds

  • 15-25

Average expense ratio

  • 0.2% p.a.
Performance details
Risk level
Moderate
Lower risk
Higher risk
This is how a $100,000 deposit would have grown over time
2023202220212020201920182017Annualised since Inception
Returns (%)
16.22%-16.08%19.36%10.12%21.12%-4.74%9.03%7.95%
Disclaimer
Asset allocation for "General Investing powered by BlackRock®"
Equities
79%
Bonds
13%
Others
7%
Cash
1%

Powered by BlackRock®, managed by StashAway

BlackRock® provides all insights and asset allocation guidance that we use to build your portfolios. We take care of all trades and servicing, and check each portfolio's suitability against your individual objectives and risk tolerance.

Read more

View our terms and conditions here

Powered by BlackRock<sup>®</sup>, managed by StashAway

General Investing is intelligent investing

  • Gives you intelligent, global diversification across many asset classes
  • Aims to outperform the benchmark in the long term
  • Seeks optimal risk-adjusted returns in the long term
  • Powered by some of the world’s top fund managers
  • Built with cost-effective ETFs
General Investing is intelligent investing

General Investing is easy investing

  • Set up a pre-made portfolio in minutes
  • Portfolios are automatically updated by experts, so you don’t have to do a thing
  • No minimum balance or monthly requirements
  • Low fees, and never any hidden fees
  • No lock-in period
General Investing is easy investing

Two ways to invest

Cash

Make sure your cash is working harder for you! Set up the StashAway app, and transfer via manual deposit or eGIRO.

SRS

Save on taxes and maximise your retirement savings when you invest your Supplementary Retirement Scheme (SRS) funds. 

Check out other General Investing strategies

Get different long-term investment strategies all in one place. You can invest in one or two portfolios, or all three!

General Investing powered by StashAway

Keeps your risk constant while optimising for long-term returns.

Responsible Investing with ESG powered by StashAway

Keeps your risk constant while optimising for both long-term returns and ESG impact.

Begin your investment journey

Start investing with insights from BlackRock®

Onboarding is available with

By creating an account, you agree to the Platform Agreement

Download our mobile app

Begin your investment journey

Frequently Asked Questions

Both General Investing portfolios are designed to deliver long-term outperformance of their benchmarks. Where they differ is in their asset allocation strategy.

General Investing powered by StashAway keeps a portfolio’s risk exposure constant while optimising for long-term returns, which means you can expect occasional deviation from how the markets are doing in order to keep your risk level constant.

General Investing powered by BlackRock® provides broader market exposure, which means you can expect ups and downs that follow market trends.

BlackRock® is a registered trademark of BlackRock, Inc. and its affiliates (“BlackRock”) and is used under license. BlackRock is not affiliated with StashAway and therefore makes no representations or warranties regarding the advisability of investing in any product or service offered by StashAway. BlackRock has no obligation or liability in connection with the operation, marketing, trading or sale of such product or service nor does BlackRock have any obligation or liability to any client or customer of StashAway.

For StashAway General Investing portfolios that are powered by BlackRock, BlackRock provides StashAway with non-binding asset allocation guidance. StashAway manages and provides these portfolios to you, meaning BlackRock does not provide any service or product to you, nor has BlackRock considered the suitability of its asset allocations against your individual needs, objectives, and risk tolerance. As such, the asset allocations that BlackRock provides do not constitute investment advice, or an offer to sell or buy any securities.

All General Investing portfolios available on StashAway are suitable for long-term investors. They are designed to outperform their respective benchmarks in the long term.

So how are the General Investing portfolios different?

In the pursuit of long-term returns, the objective of General Investing and Responsible Investing powered by StashAway is to keep a portfolio’s risk constant so that the investor is never overexposed to risk when seeking returns. What this could mean is that a StashAway-powered portfolio might behave better or worse than market conditions at times in order to keep risk constant.

In contrast, General Investing powered by BlackRock provides an investor broader exposure to the market, which results in an investing experience that generally follows the ups and downs of the markets. So which one should you have?

You may want to ask yourself whether you prefer a risk-first approach or a strategy that follows the markets. Given that they have different approaches to achieving long-term results, some clients may prefer to diversify their investment strategies by having both.

Remember, whichever you choose, these are long-term investment strategies. Successful investing depends on deposit behaviour, so we highly recommend dollar-cost averaging to get the most out of any General Investing portfolio.

BlackRock provides all insights and asset allocations to StashAway for General Investing powered by BlackRock. StashAway manages the trade execution, deposits, withdrawals, rebalancing, and customer support.

You can buy individual ETFs from their brokers but what we offer that isn’t available with a broker is the rebalancing and re-optimisation that only comes with professionally-managed portfolios.

With our launch promotion, you’ll get free investing until 31 July 2023 on any funds deposited into General Investing powered by BlackRock®.

Here are the terms and conditions for the promotion:

  • There is no voucher code to be applied for this promotion.
  • The management fee waiver is valid until 31 July 2023 on any new deposits made into the StashAway app and invested into General Investing powered by BlackRock.
  • New deposits do not include inter-goal transfers within the app or funds withdrawn from the app and redeposited.
  • StashAway reserves the right to make changes to the promotion.

BlackRock® is a registered trademark of BlackRock, Inc. and its affiliates (“BlackRock”) and is used under license. BlackRock is not affiliated with StashAway and therefore makes no representations or warranties regarding the advisability of investing in any product or service offered by StashAway. BlackRock has no obligation or liability in connection with the operation, marketing, trading or sale of such product or service nor does BlackRock have any obligation or liability to any client or customer of StashAway.

For StashAway General Investing portfolios that are powered by BlackRock, BlackRock provides StashAway with non-binding asset allocation guidance. StashAway manages and provides these portfolios to you, meaning BlackRock does not provide any service or product to you, nor has BlackRock considered the suitability of its asset allocations against your individual needs, objectives, and risk tolerance. As such, the asset allocations that BlackRock provides do not constitute investment advice, or an offer to sell or buy any securities.

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