Retirement Calculator

Find out your retirement number in Singapore

Enter your age, retirement timeline, lifestyle choice, and current savings. We’ll estimate your inflation-adjusted retirement income, the total amount you’ll need, your shortfall — and how much to save each month from now.

Time is your biggest retirement advantage


Compounding turns time into growth

The longer your money stays invested, the more it compounds. Over time, this snowball effect can turn relatively small contributions into substantial retirement wealth.

Starting early reduces how much you need

Time gives you flexibility. When you start early, you can invest smaller amounts consistently and still reach your retirement goals.

Time helps you ride out market cycles

Markets will rise and fall, but time smooths out short-term volatility. A longer investment horizon allows you to stay invested through downturns and benefit from long-term market growth.

Retirement Ready Investments


Grow your cash

Put your idle money to work in ultra-low-risk portfolios that can earn up to 5x more than a savings account.

No minimum or maximum balance

Earn 2.1%-3.7% p.a. on your cash

No lock-ins on your funds

Performance:

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Build your wealth

Globally diversified portfolios — built to weather market volatility and expertly managed for long-term growth. Stay on track toward your goals with confidence.
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DIY with the best ETFs

Find your next investment idea in minutes and build your ideal portfolio without the guesswork.

Explore 90+ asset classes

Find the perfect fit for your portfolio

Invest for just $1 USD per order

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Invest with cash or SRS

Start investing from as little as you want.  

We have fantastic welcome rewards for all new StashAway investors.

Onboarding is available with

By creating an account, you agree to the Platform Agreement

Download our mobile app

Invest with cash or SRS

Check out our other calculators:


SRS calculator

Calculate how much your SRS deposits can save you on taxes and how you can invest your SRS funds for a better retirement.
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Compound interest calculator

Use our compound interest calculator to see how the power of compound interest can grow your wealth.
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Investment calculator

Our investment calculator gives you a quick, visual estimate of your potential returns based on your inputs—making it easier to plan ahead.
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Salary Calculator

Use this Salary Calculator to visualise your take home salary, income tax and CPF contribution—helping you make more informed decisions with your money.
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FD Calculator

Estimate your fixed deposit returns in seconds. This calculator shows how much interest you’ll earn based on your deposit, rate, and tenure—so you can plan with certainty.
Learn more