The effortless way to invest in Singapore

Tap into Singapore's growth with a diversified portfolio of bonds, equities, and REITs, expertly managed for low-risk, long-term growth. 

The effortless way to invest in Singapore
The effortless way to invest in Singapore

Invest in a piece of home

Singapore-listed ETFs are on the rise, with assets under management (AUM) tripling in just 5 years. From retail to institutions, more investors are backing Singapore’s growth.

Growth driven by the powerhouse brands you know and trust

Balanced and diversified across Singapore’s economy, backed by 400+ underlying bonds, stocks, and REITs.

New client exclusive

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Portfolio Performance

The Singapore Investing portfolio delivers total returns through both dividends and capital appreciation. All figures for 2Y, 3Y, 4Y, 5Y, and Since Inception are annualised. Here is how it has performed so far:

Year-to-date

1Y

2Y

3Y

4Y

5Y

Since Inception

3.67%
9.41%
6.82%
5.37%
1.95%
2.97%
2.18%
Returns in SGD terms, as of 30 June 2025. Performance figures are before fees. Performance figures assume that dividends or any payouts were reinvested. Past performance is not indicative of future performance. 

Low-risk, local investing

Strategic and smart investing

Guided by StashAway's intelligent investing framework, the portfolio is dynamically re-optimised based on changing economic conditions without the need to time the market. 

More about ERAA® →

Strategic and smart investing

Current Asset Allocation

(as of 30 June 2025)

  • 34% Corporate Bonds
  • 24% Government Bonds
  • 17% Singapore Equities
  • 12% Cash Equivalents
  • 12% Real Estate
  • 1% Cash

ETFs we invest in →

Current Asset Allocation

At a glance

  • Risk Level: Conservative
  • Base Currency: SGD
  • Recommended Duration: 3 years or longer
  • Minimum investment: None
  • Investment Options: Cash or SRS
At a glance

Two ways to invest

Cash

Make sure your cash is working harder for you! Set up the StashAway app, and transfer via manual deposit or eGIRO FAST.

SRS

Save on taxes and maximise your retirement savings when you invest your Supplementary Retirement Scheme (SRS) funds. 

Start building wealth with Singapore Investing

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By creating an account, you agree to the Platform Agreement

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Start building wealth with Singapore Investing
Start building wealth with Singapore Investing

Frequently Asked Questions

ETFs that allocated in our Singapore Investing Portfolio are Straits Times Index, SG Government Bond, SGD Investment Grade Corp Bond, S-REIT, Asia ex-Japan REIT, and Asia High Yield Corporate Bonds.

For Singapore Investing Portfolio, you can opt to either reinvest the dividend payout or have the payouts sent to your personal bank account.

However, this option is not available if you deposit using an SRS account and the dividend will be reinvested. You may proceed to withdraw the dividend by performing a withdrawal request and the fund will be transferred to your SRS account.

All dividend payments are reflected in your "Transactions" tab.

You should get the payouts as soon as it’s distributed and so we don’t aggregate the underlying funds’ payouts to smooth out the distribution over the course of a year. 

Hence, the dividend payout is dependent on the schedule of each ETFs. There may be a month when a handful of ETFs schedule their payouts; there may be months in which none of the 6 ETFs distribute dividends and no income is paid out at all.

We display Total Returns, Time-weighted Returns, and Money-weighted Returns. The multiple ways of viewing your returns give you the flexibility to understand the performance of your individual portfolio(s) depending on how you wish to evaluate your portfolio(s).

What is Total Return?

Total Return is the simple return of all your portfolios’ returns in the currency terms you select to display.

What is Time-weighted Return?

Time-weighted Return (TWR) is commonly-used in the financial industry, making it an easy metric to compare returns between different portfolio managers. TWR measures the portfolio manager’s ability to generate returns, not the effects of an investor’s deposit and withdrawal behaviours. It does this by tracking performance from the first deposit made into a portfolio.

What is Money-weighted Return?

Money-weighted Return helps to gauge the effectiveness of an investor’s timing of deposits and withdrawals. It does this by including the effects of multiple cash flows by assigning a weight to each of your deposits and withdrawals. In other words, a deposit or withdrawal of $1,000 SGD has a lesser effect on your portfolio’s return figure than a deposit or withdrawal of $100,000 SGD. 

To learn more, read our article on how we calculate returns.

Income Investing is a globally diversified fixed income portfolio built to provide regular and stable dividend payouts. It is well-suited for investors looking for reliable income. This is a portfolio managed by StashAway. 

Singapore Investing (formerly: Income Portfolio) is a portfolio that provides irregular dividend payments in addition to capital appreciation. This is due to its investment in a diverse range of Singapore-based asset classes. This is a portfolio managed by StashAway. 

The Passive Income templates which are available as part of StashAway’s Flexible Portfolios are prebuilt with dividend-paying bonds but allow you to customise asset allocation according to your preferences. Payouts are irregular (in alignment with fund manager timelines) and distributed at a minimum of $20 USD. They are well-suited for more experienced investors looking for customisation. This is not a managed portfolio which means StashAway will not reoptimise your asset allocation at any point in time.