Be in control with Flexible Portfolios

With Flexible Portfolios, you can pick the asset classes you want, decide their exact allocations, and change them any time.

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We’re licensed by the Monetary Authority of Singapore (Licence no. CMS100604).

Be in control with Flexible Portfolios
Be in control with Flexible Portfolios

Build a portfolio from 70+ asset classes

We’ve curated the best ETFs that represent more than 70 different asset classes ranging from S&P 500 and Emerging Markets to Healthcare, Blockchain, and more. We’ve done the research so you don’t have to.

See the full list of assets here.

Build a portfolio from scratch or customise a portfolio from 4 templates

Want to get a quick start to customising your own portfolios? Choose from 4 professionally-curated portfolios, and adjust them as you see fit.

Risk-focused template

Provides globally-diversified exposure aligned to your risk preference.

Great for: building the foundation of your wealth

Passive Income template

Provides exposure to assets that can give regular payouts.

Great for: building a passive income stream

World Index Tracking template

Provides exposure to global markets.

Great for: diversifying across geographies and industries

USD Cash Yield

Provides exposure to short-duration US government bonds with maturities between 1–3 months. 

Great for: protecting against inflation

Reinvest or cash out your dividends with all Flexible Portfolios

Reinvest your dividends and get the most out of your compounded returns over the long term. Or, create a passive income stream by cashing out your dividends. You can cash out your dividends when your portfolio generates a minimum of $20 SGD in dividend payouts per month.

Customising is easier than ever

  • Easy to customise
  • No minimum balance or lock-in
  • ETFs curated by experts
  • Tweak it whenever you want
  • No limit to changes
Customising is easier than ever

How it works

Start with a template portfolio or start from scratch
Add or remove asset classes
Adjust their allocations
Find out how much risk you’re taking on
Tweak it whenever you want

We believe you should know the risk you’re taking on

What does "low", "medium", or "high risk" even mean? Unlike other platforms, we calculate the potential downside of your investment selection so that you know exactly how much risk you're taking on. You can read more about how we calculate the risk level here.

Risk Level:

There’s a 99% chance that your portfolio won’t lose more than 19% in a given year
Very conservative
Very aggressive
There’s a 99% chance that your portfolio won’t lose more than 19% in a given year

ETFs curated from some of the world’s top fund managers

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Two ways to invest


Make sure your cash is working harder for you! Set up the StashAway app, and transfer via manual deposit or eGIRO.


Save on taxes and maximise your retirement savings when you invest your Supplementary Retirement Scheme (SRS) funds. 

Begin your investment journey

Start investing from as little as you want.

Onboarding is available with

By creating an account, you agree to the Platform Agreement

Download our mobile app

Begin your investment journey
Begin your investment journey

Frequently Asked Questions

We manage your portfolio by always maintaining your asset allocations according to the proportions you set. We’ll also notify you if there are any major changes to your Flexible Portfolio’s Risk Level. This means we won’t re-optimise your Flexible Portfolios on your behalf when market conditions change.

It's really up to you! You can create as many Flexible Portfolios as you want depending on your needs and preferences.

Yes, you can.

3% is the minimum.

Whether you want a portfolio with a single asset class or up to 33, the choice is yours.

Our annual management fee for Flexible Portfolios ranges between 0.2% and 0.8%. There's no minimum investment amount and no subscription fees, switching fees, nor rebalancing fees. Learn more about our pricing here.

View more FAQs