Earn 3.7%* p.a. yield in USD
Put your cash to work with a portfolio of short-term US Treasuries. No minimum. No lock-ins. Just steady returns on the world's reserve currency.
*Yield to Maturity as of 31 May 2026
We’re licensed by the Monetary Authority of Singapore (Licence no. CMS100604).
Get ahead with USD Cash Yield
- Diversify into USD, the world's reserve currency.
- A simple way to plan for USD expenses such as travel, education, or big purchases.
- Allows for holding cash before investing in USD-denominated portfolios.
More about the portfolio
Latest yield: 3.7%* p.a.
Underlying fund: Short-term US Treasuries Bonds with maturities between 0-3 months
U.S. dividend withholding tax: None (as the underlying fund is Ireland domiciled UCITS ETF)
StashAway management fee: 0.3% p.a.
*The yield to maturity is provided by the ETF fund manager and is not a guarantee for future returns. The latest annualised yield is as of 31 May 2026 and may change depending on market conditions.
Why invest in USD Cash Yield
Grow your savings
Earn consistent yields that move in line with US interest rates.
- Invest your SGD or USD in short-term US Treasuries with maturities of up to 3 months.
- Designed to closely track the Federal Reserve’s policy rate.
Very conservative
Built on one of the safest assets globally.
- Backed by the US government.
- Part of the $28 trillion US Treasury market, the world’s most liquid bond market.
Access your money anytime
Enjoy full flexibility with no lock-ins and no limits.
- Withdraw or transfer whenever you need to.
- No minimum salary requirements, no paperwork, no hoops.
Getting started is easy
Invest with cash or SRS
Start investing from as little as you want.
Download our mobile app
Frequently Asked Questions
What are short-dated US treasury bonds?
Short-dated US Treasury bonds are also known as Treasury bills (T-bills). They're debt securities issued by the US government with a maturity of one year or less, making them highly liquid.
How risky are US Treasury bonds?
US Treasury bonds are backed by the US government, making them virtually one of the safest investments around. The US government has a long history of meeting its debt obligations since it can pay off its debts by raising taxes or printing more money. So, Treasury bonds carry virtually no credit risk.
Who is the USD Cash Yield portfolio suited for?
The USD Cash Yield portfolio suits investors looking to earn a yield and get exposure to the US Dollar. Since US Treasuries are low-risk and liquid, it’s a safe way to invest.
Holding cash in multiple currencies can be a smart financial strategy. The US Dollar has historically been a strong store of value, and with US Treasuries offering attractive yields, this portfolio provides a way to earn while keeping your options open.
How often will I earn returns with a USD Cash Yield portfolio?
The underlying ETF is an accumulating share class. This means that the dividends received will be reinvested into the ETF instead of being paid out, increasing the value of your holding. Over time, you will compound your gains thanks to the power of compounding interest.
As always, with StashAway, there are no withdrawal restrictions, so you can withdraw any amount from your portfolio anytime.