Help center

What is total and permanent disability (TPD)?

A person is considered to have a Total and Permanent Disability when he or she:

 

a. Is totally and permanently disabled to the extent of not being able to engage in any occupation, business, or activity that pays an income; or

b. Suffers total and irrecoverable loss of the effective use of:

     i. both eyes; 

    ii. any two limbs at or above the wrist or ankle; or

   iii. one eye and any one limb at or above the wrist or ankle.

 

You can refer to the Product Summary for more details.

Can’t find what you’re looking for?

Contact Support