Private Credit
Access high-yield, risk-managed opportunities only available to Accredited Investors (AI)
Managed by Hamilton Lane, a leader in private markets with $900 billion USD in assets under management.
We’re licensed by the Monetary Authority of Singapore (Licence no. CMS100604).
Access stable, high-yield opportunities for more consistent returns
High yield potential, even in volatile markets
This asset class typically targets 6–10% p.a. returns*, making it a strong alternative to traditional bonds and deposits
Risk-managed to beat volatility
Invest in a portfolio with risk controls, structured with the aim to provide consistent and reliable returns
Backed by institutional expertise
Managed by Hamilton Lane, a leading private markets investment manager with $900 billion USD in assets under management
A smarter way to access private markets
Tap, invest, and grow in-app. With an investor-friendly, open-ended structure, you’ll get monthly liquidity after the initial lock-up
*Source: Cambridge Associates LLC. Refers to gross unlevered target returns of senior debt strategies. Target returns are not a guarantee of actual returns.
Introducing Hamilton Lane
A leading private markets asset manager
Managed by Hamilton Lane with over $900 billion in assets under management (AUM).
Backed by decades of experience, Hamilton Lane’s senior credit strategy has consistently delivered strong performance in direct credit investments.
A high-yield alternative to traditional investments
Private Credit involves lending to private companies, offering stable, predictable returns while targeting lower volatility than public markets.
What is Private Credit?
It's a type of debt financing provided by non-bank lenders. Unlike public bonds, it isn’t traded on the open market—and that’s what makes it special.
Top of the repayment structure
These loans can be structured as first lien and Senior Secured Private Credit—meaning they’re first in line to be repaid—helping to manage risk while providing consistent returns.
An asset class with growing opportunities
There’s now more wealth than ever to capture in the global private credit markets: BlackRock estimates it could reach US$3.5 trillion in AUM by year-end 2028 (as of March 2023).
Now available directly in the app
Verify your AI status with StashAway
and we will share all details, including:
Target yield
Target total return
Details of the underlying investments
Past performance
Frequently Asked Questions
What are the criteria to become an Accredited Investor (AI)?
If you meet any of the below criteria, and you choose to be recognised as AI, you qualify as an AI at StashAway. This is subject to StashAway's verification that you meet the prescribed thresholds below.
- Income in the preceding 12 months is not less than $300,000 SGD (or its equivalent in a foreign currency); or
- Net financial assets (net of any related liabilities) exceed $1 million SGD (or its equivalent in a foreign currency); or
- Net personal assets exceed $2 million SGD (or its equivalent in a foreign currency), but net equity of primary residence capped at $1 million SGD of the $2 million SGD threshold.
What documents can I use to get my Accredited Investor (AI) status verified?
You can upload one of the supporting documents below to the StashAway app.
1. Documents to prove income in the preceding 12 months is not less than SGD300,000
- Notice of Tax Assessment (you can declare it with Singpass)
- Official Payslip, dated not more than 3 months ago
- Bank statement showing salary crediting for last 12 months
2. Documents to prove Financial Assets exceed SGD 1 million;
- Bank statement showing value of assets less liability, dated not more than 3 months ago
- If it's from a trust account, we will require a Certificate of Incumbency to evidence ownership of trust (value of net assets attributed to client to be pro-rated according to his/her share ownership), dated not more than 3 months ago
3. Documents to prove Net Personal Assets exceed SGD 2 million but net equity of primary residence capped at S$1 million of the SGD 2 million threshold;
- Bank statement showing value of assets less liability, dated not more than 3 months ago
- Full property address + myTax page to evidence ownership of property + bank statement showing outstanding loan amount if not unencumbered + valuation using 3-5 most recent transaction price of similar properties in similar area
- If property is overseas, full property address + title deed to prove ownership + independent valuation of price OR proof of transaction price