What is StashAway Reserve’s Private Credit portfolio?

Private Credit is a USD-denominated income-generating portfolio only available to Reserve clients (Accredited Investors [HK: Professional Investors]).

Private credit involves the provision of debt capital by non-bank entities, including private equity funds, hedge funds, and direct lending platforms, to businesses seeking financing. Unlike public credit markets, private credit transactions are not traded on public exchanges, and terms are negotiated directly between lenders and borrowers. This alternative form of lending typically targets companies with limited access to traditional bank loans, offering more flexible terms, higher interest rates, and customised structures that may include mezzanine financing, senior secured debt, or other non-traditional debt instruments.