Investing

Best ETFs in Singapore (2026): SGX ETF List and How to Buy

07 October 2026
ETFs

Singapore Exchange (SGX)-listed ETFs include funds that track the STI, Singapore bonds, REITs, and gold. Six ETFs are on the CPF Board list for investing with your CPF Ordinary Account, and SRS funds can also be used to buy ETFs. The table below compares each fund's ticker, expense ratio, size, and CPF and SRS eligibility.

Which SGX ETFs can you buy with CPF or SRS funds?

ETFSGX tickerWhat it tracksExpense ratio (p.a.)AUMCPFIS-OASRS
State Street SPDR Straits Times Index ETFES3Straits Times Index (STI)0.28%S$4,075.76 millionYesYes
Amova Singapore STI ETF (SGD Dist)G3BStraits Times Index (STI)0.24%S$1,886.58 millionYesYes
Amova Singapore STI ETF (SGD Acc)GABStraits Times Index (STI)0.24%S$52.03 millionYesYes
ABF Singapore Bond Index FundA35Singapore government and quasi-government bonds0.24%S$1,137.71 millionYesYes
Amova SGD Investment Grade Corporate Bond Index ETFMBHSGD investment grade corporate bonds0.26%S$724.00 millionYesYes
Amova-StraitsTrading Asia ex Japan REIT Index ETFCFA (SGD), COI (USD)Asia ex Japan REITs0.55%S$715.18 millionYesYes
SPDR Gold SharesGSD (SGD), O87 (USD)Gold bullion price0.40%US$142,166 millionYes (10% limit)Yes

Data as of 7 October 2026

Can you use CPF or SRS to buy ETFs?

  • CPF Ordinary Account: You can invest your OA savings under the CPF Investment Scheme (CPFIS-OA) after setting aside $20,000 in your OA, through an agent bank such as DBS, OCBC, or UOB. Gold investments are capped at 10% of your investible savings. Only ETFs on the CPF Board list are eligible, which is why the table above is shorter than the full SGX ETF list.
  • SRS: You can use your Supplementary Retirement Scheme funds to invest in ETFs, as well as stocks, unit trusts, bonds, and fixed deposits. The SRS contribution cap for Singapore Citizens and Permanent Residents is $15,300 per year, and $35,700 for foreigners. See our guide to SRS tax savings for details.

Looking for global or overseas ETFs? Our guide to the types of ETFs and top ETFs covers those, including how fund domicile affects tax. For a closer look at STI trackers, see how to buy STI ETFs in Singapore.

Exchange-Traded Funds (ETFs) are investment vehicles that combine the characteristics of mutual funds and individual stocks. They consist of baskets of securities that trade on stock exchanges, offering investors diversification, flexibility, and ease of trading. ETFs allow you to invest in a wide range of asset classes, including stocks, bonds, commodities, and more, all within a single fund.

The popularity and growth of ETFs have been remarkable. Globally, there are over 15,000 ETFs with more than $18.8 trillion USD in managed assets. This impressive growth reflects the increasing preference among investors for diversified, cost-effective investment options. In Singapore, the trend is no different.

The Singapore Exchange (SGX) lists over 80 ETFs, providing local investors with ample opportunities to diversify their portfolios and access global markets efficiently.

In this guide, we will explore the best ETFs available in Singapore, helping you make informed decisions to enhance your investment strategy in 2026.

What is an ETF and how does it work?

Exchange-Traded Funds (ETFs) are investment funds that hold a collection of assets like stocks, bonds, or commodities. They trade on stock exchanges like individual stocks, providing diversified exposure to a range of securities within a single fund. Here’s how ETFs function:

1. Creation and Redemption:

  • Creation: Authorized Participants (APs) create ETFs by exchanging a basket of the underlying assets for ETF shares.
  • Redemption: APs can redeem ETF shares for the underlying assets, ensuring the ETF’s price stays aligned with its net asset value.

2. Operation:

  • Trading: ETF shares are bought and sold on stock exchanges throughout the trading day at market prices.
  • Diversification: ETFs offer built-in diversification by holding various securities within one fund.
  • Low Costs: ETFs often have lower expense ratios compared to mutual funds because they are usually passively managed.

3. Role of Market Makers:

  • Market makers ensure liquidity and smooth trading by providing bid and ask prices, facilitating the continuous buying and selling of ETF shares.

In essence, ETFs combine the diversification of mutual funds with the trading flexibility of stocks, making them a popular investment choice.

Invest in ETFs with cash or SRS funds from just $1 USD

Choose to invest with cash or SRS funds! StashAway's ETF Explorer gives you the flexibility to build your portfolio with over 80 asset classes on your own terms, whether you’re investing for long-term growth or maximising your SRS funds. 

Turn your ideas into investments in less than a minute - all for a flat fee of $1 USD per transaction.         

How many types of ETFs are there?

ETFs come in various forms, each catering to different investment strategies and asset classes, allowing investors to tailor their portfolios to specific goals and risk tolerances. Here are some common types of ETFs:

Type of ETFDescription
Equity ETFsTrack an index of stocks, covering various sectors or regions.
Bond/Fixed Income ETFsFocus on government, municipal, or corporate bonds.
Commodity ETFsInvest in physical commodities like gold, oil, or agricultural products.
Currency ETFsTrack the performance of a specific currency or a basket of currencies.
Specialty ETFsInclude leveraged and inverse ETFs, aiming for higher returns but with higher risks.
Factor ETFsTarget specific factors like value, growth, or volatility (also known as Smart Beta).
Sustainable ETFsFocus on companies with strong environmental, social, and governance (ESG) practices.

Why should you invest in ETFs?

ETFs are a popular investment choice for a variety of reasons, making them a valuable addition to any portfolio. Here’s why:

  • Low Barrier of Entry for New Investors: ETFs are excellent for beginners due to their simplicity, allowing investors to access broad market segments without selecting individual stocks or having deep financial knowledge. Many ETFs also offer automatic rebalancing, reducing the need for constant monitoring.
  • Low-Cost Investment: ETFs generally have lower expense ratios because they are passively managed, avoiding the higher costs associated with active management. For example, the SPDR S&P 500 ETF has an expense ratio as low as 0.0945%, making it a cost-effective investment option.
  • Instant Diversification: Investing in a single ETF provides exposure to a variety of assets, sectors, and regions, which helps spread risk. For instance, the iShares MSCI All Country World Index covers thousands of global stocks across multiple sectors, offering extensive diversification.
  • Passive Investment Strategy: ETFs facilitate a hands-off investment approach, allowing portfolios to align with market returns rather than trying to outperform them. This passive management is appealing to investors who prefer long-term, steady growth without active management.
  • Trading Flexibility: Unlike mutual funds, which trade only once per day after the market closes, ETFs can be traded throughout the trading day, providing flexibility similar to that of individual stocks.

But are there any downsides to investing in ETFs?

While ETFs offer numerous advantages, they are not without their downsides. Here’s a closer look at some potential drawbacks:

  • Inherent Underperformance of the Index: ETFs aim to replicate the performance of an index, but after accounting for fees and expenses, they typically lag slightly behind the actual index returns. This underperformance is generally minor but is a fundamental aspect of ETF investing.
  • Lack of Control Over Individual Holdings: Investors in ETFs cannot choose individual components of the fund. If an index drops a company or sector that an investor prefers or includes one they wish to avoid, they have no recourse but to accept these changes. This can be frustrating for those who wish to have more direct control over their investment choices​.
  • Potential Complacency with Diversification: While ETFs offer broad diversification, this can sometimes give a false sense of security regarding the level of risk involved. Market downturns can still adversely affect broadly diversified ETFs. Significant market events, like the rapid decline during early 2020, demonstrate that ETFs are still subject to volatility and market risk​.
  • Limited Potential for Outperformance: By design, ETFs do not aim to beat the market; they aim to match it. This means the potential for significant outperformance, as might be seen with individual stocks or actively managed funds, is not possible. Investors looking for higher returns through more aggressive strategies might find ETFs too conservative​.

What other ETFs are listed on SGX

Singapore offers a variety of ETFs that cater to different investment strategies and asset classes. The ETFs on the CPF Board list are in the table at the top of this page. Here are some other ETFs available on the Singapore Exchange (SGX), along with what they track, their size, and their fees.

Type of ETFETF NameWhat it TracksAUMFees
Overseas ETFsSPDR S&P 500 ETF TrustS&P 500 index$819.04 Billion USD0.09%*
Xtrackers S&P 500 UCITS ETF (XUS)S&P 500 indexEUR 2.6 billion0.03%*
Xtrackers S&P 500 Equal Weight UCITS ETF (EUS)S&P 500 Equal Weight indexEUR 11.77 billion0.15%*
Xtrackers Nasdaq 100 UCITS ETF (XND)Nasdaq-100 indexEUR 2.20 billion0.20%*
Xtrackers MSCI World UCITS ETF (XWR)MSCI World indexEUR 22 milbillioion0.12%*
Lion-OCBC Securities Hang Seng Tech US$Top 30 tech companies on HKEX$2.748 Billion HKD0.45%**
Lion-OCBC Securities China Leaders ETFLargest 80 Chinese companies$462.1 Million RMB0.45%**
REIT ETFsLion Phillip S-REIT ETFHigh dividend Singapore REITs$881.8 Million SGD0.50%**
CSOP iEdge S-Reit Leaders ETFLargest, most liquid and tradable REITs listed on SGX$124.15 Million SGD0.50%**
UOB Asia Pacific Green REIT ETFSelected green real estate assets in Asia Pacific$22.72 Million SGD0.45%**
Phillip SGX APAC Dividend Leaders REIT ETF30 publicly traded REITs in the Asia Pacific ex-Japan region$7.72 Million USD0.30%**
Actively Managed ETFsLion-Nomura Japan Active ETF (powered by AI)Japan-focused ETF driven by AI and Machine Learning¥10.34 Billion JPY0.70% (max 0.99%)**
Bond ETFsiShares USD Asia High Yield Bond Index ETFHigh yield bonds by Asian/Asian-based governments & companies$454.52 Million USD0.50%*
ICBC CSOP FTSE Chinese Government Bond Index ETF USDPerformance of the FTSE Chinese Government Bond Index$1.2965 Billion RMB0.25%**

Figures as of 31 August to 6 October 2026, from each issuer's latest fund page or factsheet.

¹Nikko AM rebranded to Amova AM on 1st September 2025

* Expense ratio

** Management fees

How do you invest in ETFs in Singapore?

Investing in ETFs in Singapore can be a straightforward process when you understand the various methods available. Here are the primary ways to invest in ETFs:

Brokerage Accounts

Setting up a brokerage account is the first step to invest in ETFs. Here's a guide on how to do it:

  1. Open a CDP Account: To hold your Singapore Exchange (SGX) listed stocks, you'll need a Central Depository (CDP) account. You must be at least 18 years old and have a bank account with one of the local banks (e.g., DBS, OCBC, UOB). You can apply online via the SGX website using your SingPass for a streamlined process​.
  2. Choose a Brokerage: Select a brokerage firm that suits your needs. Some of the major brokerages in Singapore include DBS Vickers, OCBC Securities, and Phillip Securities. These firms offer competitive commission rates and various tools to assist you in your investment journey​.
  3. Open a Brokerage Account: You can open an account online through the brokerage's website or visit their office for assistance. Ensure you have your identification documents and proof of your bank account ready.

Regular Savings Plans (RSPs)

Regular Savings Plans (RSPs) allow for periodic, automated investments into selected ETFs. This is an excellent way for investors to build their portfolio over time without needing to time the market.

One example is POSB Invest-Saver where this plan allows you to invest in ETFs like the Amova AM (formerly Nikko AM) Singapore STI ETF or the ABF Singapore Bond Index Fund with a minimum monthly contribution of S$100. The process is automated, making it easy for investors to steadily build their investments​.

Robo-Advisors

Robo-advisors are digital platforms that provide automated, algorithm-driven financial planning services with little to no human supervision. These platforms typically use ETFs to build diversified portfolios based on your risk profile.

A popular robo-advisory platform in Singapore, StashAway offers ETF Explorer, allowing users to explore and filter 90+ asset classes chosen for optimal value to create personalised portfolios based on their risk tolerance and investment goals.

These include SGX-listed ETFs tracking markets such as the S&P 500, Nasdaq-100 and MSCI World, which you can buy in SGD with cash or SRS funds. [/NEW] In less than one minute, users can go from idea to investment for $1 USD per order (plus a 0.09% operation fee for SGX-listed ETFs), with no minimum balance.

Each of these methods offers different advantages, whether it’s the flexibility of a brokerage account, the convenience of automated savings plans, or the sophisticated portfolio management of robo-advisors. Choose the one that best fits your investment strategy and financial goals. For more detailed information, visit the SGX ETF screener and other related resources.

How should you approach ETF investing?

Investing in ETFs requires strategic planning to align with your financial goals and risk tolerance. Here are some key strategies to consider:

Long-Term vs. Short-Term Investment

For long-term investing, the focus is on holding ETFs for several years, allowing you to benefit from compound growth and ride out market volatility. This approach is ideal for goals like retirement or college savings. Choosing ETFs with strong historical performance, low expense ratios, and diversified holdings is crucial. 

In contrast, short-term investing involves holding ETFs for a few months to a couple of years. This strategy might be suitable for objectives like saving for a down payment or taking advantage of market trends. Sector-specific or thematic ETFs, such as those focusing on technology or healthcare, can capture short-term growth opportunities. These ETFs may perform well during specific economic cycles or market conditions, providing potential short-term gains.

Risk Management

Effective risk management starts with assessing your risk tolerance, which depends on factors like age, income, investment experience, and financial goals. 

To balance risk in your portfolio, use a mix of equity and bond ETFs. Equity ETFs offer higher growth potential but come with higher volatility, while bond ETFs provide stability and income generation. For instance, pairing a broad market equity ETF with a high-quality bond ETF can help smooth out returns and reduce overall portfolio risk​.

Rebalancing

Rebalancing is an essential strategy to maintain your desired asset allocation. Market movements can cause your portfolio to drift from its intended allocation, making periodic adjustments necessary. Set a rebalancing schedule, such as quarterly or annually, to review your portfolio.

During rebalancing, sell portions of ETFs that have grown beyond your target allocation and buy more of those that have underperformed to restore the original balance​​. For example, if your target allocation is 60% stocks and 40% bonds, but due to a stock market rally, your portfolio shifts to 70% stocks and 30% bonds, you would sell some stock ETFs and purchase bond ETFs to restore the original allocation​​.

What should you remember before you start?

ETFs offer a versatile and efficient way to diversify your investment portfolio, catering to both new and experienced investors. Their ability to provide broad market exposure with low costs and built-in diversification makes them a valuable tool for achieving financial goals. Whether you aim for long-term growth or short-term gains, ETFs can be tailored to suit your investment strategy, offering flexibility and ease of management.

As you embark on your ETF investment journey, remember to assess your risk tolerance, choose the right mix of assets, and regularly rebalance your portfolio to stay aligned with your goals.

The Singapore market provides a variety of ETFs, each with unique advantages and potential. Invest wisely, stay informed, and leverage the resources and platforms available to make the most of your investments. 

Frequently asked questions

How many ETFs are listed on SGX?

SGX lists dozens of ETFs that track the STI, Singapore and Asian REITs, bonds, gold, and overseas markets. The number changes as funds list and delist, so check the SGX ETF screener for the current count. Only a handful are on the CPF Board list for CPF Ordinary Account investing.

What is the best ETF in Singapore for beginners?

There is no single best ETF, because it depends on your goal and risk tolerance. Beginners often start with broad, low-cost funds, such as an STI ETF for Singapore equities or a bond ETF for steadier income. Compare expense ratio, fund size, diversification, and whether you can buy it with CPF or SRS funds.

Can you buy ETFs with your CPF OA?

Yes, but only ETFs on the CPF Board list. You can invest your Ordinary Account savings under CPFIS-OA after setting aside $20,000 in your OA, through an agent bank such as DBS, OCBC, or UOB. Gold is capped at 10% of your investible savings. Six ETFs are currently on the list.

Are ETF dividends taxed in Singapore?

Individuals in Singapore are generally not taxed on dividends from Singapore-listed ETFs. US-listed ETFs are different: US dividends paid to non-US residents face US withholding tax, 30% by default unless a lower treaty rate applies. Check IRAS and your broker for your own situation. [[NOTE: VERIFY on iras.gov.sg: IRAS Dividends page did not load. Also confirm Singapore-US treaty rate for dividends (not verified) before keeping the 30% default wording.]]

What is the minimum amount to invest in an ETF?

It depends on how you invest. SPDR Gold Shares trade in board lots of 1 unit, so you can start with the price of one unit. POSB Invest-Saver starts from S$100 a month, and StashAway ETF Explorer has a minimum of $1 USD per order. Brokerage fees and other charges may apply. [[NOTE: VERIFY: ETF Explorer minimum of $1 USD per order comes from a page summary; confirm on the live page.]]

What is the difference between an ETF and a unit trust?

ETFs trade on an exchange throughout the day at market prices, like shares. Unit trusts are priced once a day at net asset value and bought through distributors or platforms. Many ETFs are passively managed and have lower expense ratios than actively managed unit trusts, but compare each fund's fees before you invest.


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