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Grow your cash this Lunar New Year and earn 3.45% - 3.9%* p.a. on any amount

Exclusive promo: From now until 28 February 2025, earn a projected 3.3% p.a. and unlock a 0.15% p.a. booster for 12 months with StashAway Simple™.

Ts&Cs apply.

*Earn a projected 3.3% p.a. with Simple, plus an additional 0.15% p.a. rate booster for 12 months with promo code BOOST25. The projected rate is not guaranteed and is 3.3% p.a. as of 31 December 2024. 3.9% p.a. represents the yield to maturity (YTM) for Simple Plus with the projected rate and YTM calculated as of 17 January 2025.
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We’re licensed by the Monetary Authority of Singapore (Licence no. CMS100604).

Grow your cash this Lunar New Year and earn 3.45% - 3.9%* p.a. on any amount
Grow your cash this Lunar New Year and earn 3.45% - 3.9%* p.a. on any amount

⭐StashAway Simple™ exclusive promo

Sign up now and any deposit you make into your Simple portfolio by 28 February 2025 will earn an additional 0.15% p.a. rate boost for 12 months.

There’s no cap on the deposit amount or number of deposits made; the more you put in, the higher your potential returns. 

  • Earn a projected rate of 3.3% p.a. plus the returns booster of 0.15% p.a.
  • No lock-ins of your funds
  • You don’t have to maintain a minimum balance to earn the rate, and there’s no cap on the amount that can earn it

Enjoy boosted returns with Simple.

Terms and Conditions ℹ️ 

⭐StashAway Simple™ exclusive promo

It's Simple! Sign up and follow these steps

01
Sign up for an account
Sign up via Singpass or with your email address, then set up your profile.
02
Create a Simple portfolio
Navigate to “Create” from the homepage and select “Cash Management Portfolio”.
03
Fund your portfolio
Choose to fund your portfolio through dollar-cost averaging or a one-time transfer. We’ll invest your money within 1 – 3 business days.
04
Enjoy your boosted rate!
Enjoy boosted returns with Simple.

Put every dollar to work – no matter your goal

Simple has never had a month of negative returns, making it ideal for short-term cash management needs.

Simple

Projected rate

3.30% p.a. 

Risk
Ultra-low
Understand how the projected rate and returns correlate here.

Underlying funds

  • 30% LionGlobal SGD Money Market Fund
  • 70% LionGlobal SGD Enhanced Liquidity Fund

Lock-in period

None.

➡️ Find out more

Simple

Simple Plus

Yield to maturity
3.9%

Risk 
Ultra-low risk.
Understand the risks here.

Underlying funds

  • 20% LionGlobal SGD Enhanced Liquidity Fund
  • 20% Nikko AM Shenton Short Term Bond Fund
  • 60% LionGlobal Short Duration Bond Fund

Lock-in period
None, but we do not recommend less than 12 months.

Currency denomination
SGD.

➡️ Find out more

Simple Plus

Don't just take our word, hear from others

Loving StashAway. I use Simple to flow funds in and then dollar cost average into the long term portfolio. The customer service has been very quick and exceptional! Highly recommend👍🏻
Neha
From Google Play Store
Invested in Simple for more than 1 year and enjoying the returns that are better than a regular current savings account. Minimal risk exposure and ease of mind. Importantly the portfolio is simple!
Kathy
Banker
I’ve been investing since February 2021 and it’s been a useful way to keep my backup funds.
Ken
Manager at Pharma company
Stable returns, an automated flow that makes regular deposits easy. It saves me time.
Evon
Creative Designer
Easy to use, suitable for periodic DCA. It allows one to customize based on investment themes. I personally think the money market product (Simple) is a good parking facility for idle cash.
John
From Google Play Store
Easy to use. Like StashAway Simple, interest rate better than FD.
Kenghee
From Google Play Store
Stashaway Simple has really been a good investment for me as a starter. Although the returns are not really ideal for those who seeks for higher profits, but I feel happy seeing the numbers growing bit by bit.
Beatrina
From Google Play Store
I’m using Simple for 4 months. It’s very convenient, has good returns and the app makes my life easy!
Dee
Customer Service

Grow your cash smarter with StashAway.

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By creating an account, you agree to the Platform Agreement

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Grow your cash smarter with StashAway.
Grow your cash smarter with StashAway.