Singapore Investing: Own a piece of home 🇸🇬

5 minute read

There's something powerful about investing in what you know. When you walk past Marina Bay Sands, shop at ION Orchard, or bank with DBS, you're experiencing the firms that drive Singapore's economy. These aren't just brands you interact with – they're businesses you can own.

Singapore Investing is designed for those who believe in the country's long-term success. This portfolio puts your money to work with Singapore's top companies, government and corporate bonds, and REITs, for both steady income and growth potential.

Key features

• Local diversification: Invest in Singaporean assets, from blue-chip firms to government bonds.
• Local currency: Your SGD investments stay in SGD, which means reduced foreign exchange risk.
• No-fuss investing: No minimum amount, no lock-ins, and the same low fees across our portfolios.
• Data-driven investing: Our ERAA® framework monitors data and adjusts for macroeconomic cycles to maintain your chosen risk level at no extra cost.

Why Singapore Investing?

Singapore's track record speaks for itself: top-three global ranking for economic competitiveness and a AAA credit rating maintained since 2004. The city-state punches well above its weight: exports account for 179% of Singapore's GDP – that’s six times the world average. Its stability and business-friendly policies also make it a magnet for international capital – when global uncertainty rises, Singapore acts as a safe haven. Not bad for a country you can drive across in 45 minutes.

How it works

The Singapore Investing portfolio is a balanced mix of assets that work together to generate income and growth through different market conditions:

• Straits Times Index (STI): Your stake in Singapore's 30 largest companies – these blue-chip stocks provide growth potential and dividends from companies you interact with daily. The STI's dividend yield outpaces most other major equity markets by a wide margin.

• Singapore government bonds: AAA-rated bonds that provide steady interest payments, backed by the Singapore government.
• Singapore corporate bonds: Investment-grade bonds from Singapore companies, offering higher yields than government bonds while maintaining strong credit quality.
• Singapore REITs: Your slice of Singapore's real estate – these companies own the shopping centres and office towers across the island, distributing rental income as dividends.
• Asian corporate bonds: High-yield bonds from firms around the region, adding income potential.
• SGD money market funds: Short-term SGD cash instruments that provide stability and liquidity.

Government bonds provide stability during market volatility, REITs benefit from Singapore's property market strength, and equities capture corporate growth. Our ERAA® framework takes this diversification one step further: as economic conditions change, the portfolio adjusts to maintain your chosen risk level.

Made for a variety of investors

Singapore Investing works for several types of investors. If you're planning to retire in Singapore, having a portfolio denominated in the currency you'll spend makes intuitive sense. The same applies if you're saving for your shorter-term goals, whether that's a property purchase or your children's education.

With its conservative approach and focus on established companies and government-backed bonds, it's a portfolio designed to let your money work steadily in the background. Here are some ways you might use Singapore Investing:

• Complementing global investments with local exposure
• Building a steady income stream denominated in SGD
• Establishing a core portfolio before taking on more risk

How to get started

For investors, Singapore represents more than just local exposure – it's a bet on the country’s adaptability, stability, and strategic positioning in one of the world's most dynamic regions.

Ready to own a piece of home? There's no minimum investment, so start with whatever amount suits you and continue building through regular contributions or one-time investments.

1. Create your portfolio: Choose Singapore Investing from our portfolio options
2. Set up your deposits: One-time or recurring, whatever works for you
3. Let it grow: You do life, we do investing