The best way to invest in the S&P 500
14.8%* 5Y annualised returns
500 leading US companies
We’re licensed by the Monetary Authority of Singapore (Licence no. CMS100604).
It’s US economic growth
- Captures America’s top 500 companies across technology, finance, healthcare, and more.
- Represents around 80% of the US stock market, including leading blue-chip companies.
- Remains resilient across market cycles, from booms and busts to unexpected shocks.
It's cost-effective
- Only $1 USD per buy or sell order, excluding GST.
- One of the lowest FX spreads at 0.22%.
- Low expense ratio of 0.03%.
- No additional management fees.
It’s intelligent and simple
- Build your portfolio and automate recurring investments in as little as 1 minute.
- Our smart selection process prioritises tracking accuracy for the best asset class representation.
- No minimum balance, no lock-ins, high liquidity means you can access your funds anytime.
It’s US economic growth
- Captures America’s top 500 companies across technology, finance, healthcare, and more.
- Represents around 80% of the US stock market, including leading blue-chip companies.
- Remains resilient across market cycles, from booms and busts to unexpected shocks.
It's cost-effective
- Only $1 USD per buy or sell order, excluding GST.
- One of the lowest FX spreads at 0.22%.
- Low expense ratio of 0.03%.
- No additional management fees.
It’s intelligent and simple
- Build your portfolio and automate recurring investments in as little as 1 minute.
- Our smart selection process prioritises tracking accuracy for the best asset class representation.
- No minimum balance, no lock-ins, high liquidity means you can access your funds anytime.
Invest in any ETF. Get 1% back.
» Invest in your preferred ETF
via ETF Explorer by 31 October 2025
» Get 1% of the invested amount
back in the same ETF
» Capped at $50 SGD per client
Backed by 60+ years of American success
If you had invested in the S&P 500 from 2020 to 2025, your money would have grown around 2X.
* Returns as of 31 August 2025. Past performance is not a guarantee of future returns. and assumes that dividends were reinvested. All returns shown are in USD terms. Performance figures are net of other charges but before fees. The inception date for this ETF is 19 May 2000. StashAway reserves discretionary rights to change the underlying ETF for specific asset classes. Source: Bloomberg.
Growth driven by America's leading companies
Did you know?
The S&P 500 isn’t just a list of the largest US companies. A committee selects companies based on market size, liquidity, and profitability, making it a curated index of America's leading businesses. Global investors, from Tokyo to London, also use the S&P 500 as a yardstick for equity performance.
The top 500 US companies in one investment
| Sector | Index weight |
|---|---|
| Information Technology | 32.8% |
| Communications | 16.2% |
| Consumer Discretionary | 14.0% |
| Consumer Staples | 8.2% |
| Industrials | 7.2% |
| 7 others | 21.6% |
As of 31 August 2025. Holdings and sectors are subject to change.
The trick is to essentially buy all the big companies through the S&P 500 and to do it consistently and to do it in a very, very low-cost way.
Warren Buffett
CEO, Berkshire Hathaway Inc
Our S&P 500 ETF selection ensures your investment is
Flexible
Ample liquidity means you can access your funds at anytime.
Low cost
With just 0.03% expense ratio and low trading costs, your investments work harder for you.
Reliable
Provided by one of the world’s leading ETF issuers with a strong track record and low tracking error.
Getting started is easy
Interested in exploring other asset classes?
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Frequently Asked Questions
How much do I save on fees when investing in an ETF with StashAway?
The full cost of buying or selling
* The lower the FX spread, the better. FX spread is charged by platforms on top of the FX exchange rate when converting SGD to USD or vice versa. So, it directly impacts your total cost of investing.StashAway’s FX spread is among the lowest in the market compared to brokerages and banks.
Example calculation when investing $5,000 SGD
StashAway is regulated by the Monetary Authority of Singapore (“MAS”) and holds a Capital Markets Services license for fund management.
The fee information presented in the comparison table is based on publicly available data as of 2 July 2025 and is provided for general informational purposes only. The actual fees and charges of the named business operators (e.g., brokers and banks) may vary depending on the specific services, account types, promotional campaigns, or additional conditions that are not publicly disclosed.
Where currency conversion cost is not expressly indicated by the above brokerages, we have taken it to be the difference between the official exchange rate and the respective brokers' bid/ask rate, simulating a transaction on 20 June 2025.
What criteria does StashAway use to choose ETFs for ETF Explorer?
We carefully select a representative ETF for each investment idea. Our investment team conducts in-depth analysis across the universe of ETFs in each asset class, focusing on cost-efficiency (including tax optimisation), historical performance, and risk management. This ensures we’re choosing ETFs that are both high-quality and cost-effective for your portfolio.
Why does StashAway sometimes choose US-listed ETFs over UCITS ETFs?
While UCITS-listed ETFs offer a lower withholding tax rate of 15% on dividends compared to US-listed ETFs with 30%, our investment team evaluates ETFs based on the total cost of ownership and long-term performance. This includes factors such as tracking quality, expense ratio, liquidity, dividend reinvestment mechanics, and index replication efficiency.
Over longer horizons, some US-listed ETFs might have structural advantages, including lower fees, tighter spreads, and better tracking, which more than offset the withholding tax difference. Our ETF lineup is continuously reviewed to ensure it meets our standards for cost-efficiency, liquidity, and performance.
How long does it take for deposits to be invested in my portfolio?
The time it takes for your funds to be invested depends on your deposit method and which exchange the ETFs in your portfolio are listed on.
Here’s how long it typically takes for us to receive your funds based on the transfer method:
- eGIRO Fast: Instantly
- Manual bank transfer: 2–3 business days
- SRS contributions: 3–4 business days
Once your funds are received:
- For US-listed ETFs: Invested on the same business day if received before 3:00pm (SGT)
- For LSE-listed ETFs: Invested on the same business day if received before 10:30am (SGT)
- Funds received after these cut-off times will be invested on the next business day
You’ll receive both an email and an app notification once we’ve received your funds, and your investment should typically be reflected in your portfolio by the next business day.
How is the risk level for assets on ETF Explorer calculated?
The Risk Level is a measure of risk, expressed as a percentage, whereby in any given year, there is a 99% probability that you won’t lose more than this percentage in terms of the portfolio’s value.
These are the Risk Level brackets:
- Very Conservative: Up to 7%
- Conservative: 8-13%
- Moderate: 14-19%
- Balanced: 20-25%
- Aggressive: 26-32%
- Very aggressive: 33% and more
For example, in a worst-case scenario, there's a 99% chance a Balanced portfolio won't lose more than 25% of its value in any given year.
Generally, a higher Risk Level percentage denotes a more risky portfolio, and thus should be accompanied by a longer-term investment horizon.