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How secure is WhatsApp?

As a fully regulated fund manager, we are obliged to obtain verification of identity of customer as part of our customer due diligence requirements. Under MAS Notice SFA04-N02 6.29 and 6-11-3, it is deemed acceptable that a CMI (Capital Market Institution) can accept verification of identity electronically or in a non face-to-face situation. 

Documents are requested only via our corporate WhatsApp number which is connected to our secured StashAway network, protected by firewall and requires multi-factor authentication to access. It is a VPN, just like your bank’s intranet.

WhatsApp also has end-to-end encryption, while other channels like emails do not.

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