Often, income products in the marketplace come with a lot of risk to your principal, and ultimately, your total return. The reality is that there are ways to earn income while maintaining the integrity of your principal and minimising your risk. Our diversified Income Portfolio in SGD sources your income from government bonds, corporate bonds, REITs, and stocks not only to generate income more reliably, but also to earn returns through various market and economic conditions.
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Income Portfolio overview
Projected income
3.10%*
*Medium-term projections based on current economic conditions. This can vary over time, depending on market conditions.
Projected net return
4.4%*
*Medium-term projections based on current economic conditions, and assumes you reinvest your payouts instead of withdrawing them.
StashAway Risk Index
Recommended duration
3 to 5 years
Currency denomination
SGD
Minimum account balance
$10,000 SGD
How retirement planning works with StashAway
Diversified income sources
Did you know, in addition to bonds, REITs and dividend stocks can also generate income? Bonds, REITs, and stocks each generate income and earn returns in different market and economic environments. We built a unique portfolio of ETFs that dynamically work together to grow and protect your investments through changing market and economic conditions.
Singapore-focused
By investing solely in Singapore-based assets, you can meet your SGD income needs with our Income Portfolio.
Long-term durability with ERAA®
As with all of our portfolios, the Income Portfolio’s asset allocation intelligently accounts for and adjusts in the face of new economic conditions, based on the ERAA® framework. This way, it can deliver quality income and capital appreciation even through market volatility and changing economic conditions.
Investment-grade risk
Our system manages your Income Portfolio to maintain a StashAway Risk Index of 12% (translation: with this balanced portfolio, you have a 1% chance of losing more than 12% of your capital).
No hidden fees.
No kidding.
| Fees | |
|---|---|
| Subscription fee | $0 |
| Switching fee | $0 |
| Rebalancing fee | $0 |
| Re-optimisation fee | $0 |
| Duration | We recommend 3 to 5 years, but there's no lock-up, so you decide |
| Annual management fee | 0.2% - 0.8% per annum |
| Fees charged by the ETF manager | Approx. 0.4% per annum |