Regular Investing Advantage

Regular Investing Advantage gives you an additional 0.15% p.a. boost on a portion or the whole of your Simple and/or Simple Plus portfolio(s) when you make a positive net investment within a calendar month into one or more eligible Investment Portfolio(s).

To qualify for the Regular Investing Advantage in a calendar month, you must make a positive net investment into one or more eligible Investment Portfolio(s). 

The boost is cumulative. Each qualifying month adds to your boosted balance, provided your net investment remains positive.

This means that your total investments into eligible Investment Portfolio(s) must be greater than your total withdrawals from those portfolios within the same calendar month. Note that transfers between Investment Portfolios do not qualify as investments. 

For a transaction to count toward that month’s calculation, the funds must be successfully reflected in the eligible Investment Portfolio(s) before the end of the calendar month. Transactions initiated near month-end may take time to process. If they are not reflected in the portfolio before month-end, they will count toward the following month instead.

The eligible Investment Portfolios are as follows:

• General Investing by StashAway
• General Investing by BlackRock®
• Singapore Investing
• Income Investing
• Shariah Global Portfolio
• Thematic portfolios
• Responsible Investing

Please note that we have the right to terminate or suspend Regular Investing Advantage, or revise its features or benefits at any time.

For full Regular Investing Advantage terms and conditions, click here. 

The launch boost gives you an additional $5,000 SGD in Simple and/or Simple Plus portfolios that receive the 0.15% p.a. boost.

This is in addition to the amount linked to your monthly investments under Regular Investing Advantage.

To receive the launch boost, you need to invest in any eligible Investment Portfolio(s) between 1 March and 10 April 2026. 

The eligible Investment Portfolios are as follows:

• General Investing by StashAway
• General Investing by BlackRock®
• Singapore Investing
• Income Investing
• Shariah Global Portfolio
• Thematic portfolios
• Responsible Investing

If you qualify during the launch period, an additional $5,000 SGD of your Simple and/or Simple Plus balance will receive the 0.15% p.a. boost.

The 0.15% p.a. ‘boosted amount’ is the portion of your Simple and/or Simple Plus balance that earns an additional 0.15% p.a. boost if you meet the qualifying criteria. This is applicable to both cash and SRS Simple and Simple Plus portfolios.

The boosted amount is calculated as follows:

• At the end of each calendar month, we calculate your net investment into eligible Investment Portfolio(s) for that month.
• If your net investment is positive in a given calendar month, this net investment amount is added to your existing boosted balance. If you don’t have an existing boosted amount (i.e. it is zero), then the boosted amount for that month is the net investment amount.
• Your boosted amount accumulates as you continue investing month after month. 

What counts as investments for the positive net investment calculation?

• Fresh funds invested into eligible Investment Portfolio(s), and
• Transfers from Simple, Simple Plus, and Simple Fixed into eligible Investment Portfolio(s).
• Transfers between Investment Portfolio(s) do not count as investments.

To qualify for a month, transactions must be successfully reflected in the eligible Investment Portfolio(s) before the end of that calendar month. Transactions initiated near the month-end may take time to be processed and may not be counted for the current month.

For example:

• If you invested $5,000 SGD into the General Investing by StashAway portfolio in March, $5,000 SGD in Simple and/or Simple Plus will be boosted by 0.15% p.a. for one month.
• Invest $5,000 SGD again into the General Investing by StashAway portfolio in April, and $10,000 SGD in Simple and/or Simple Plus will be boosted by 0.15% for the next month.

For transfers between portfolios, only transfers from your cash management portfolios (Simple, Simple Plus, and Simple Fixed) into eligible Investment Portfolios count toward your monthly ‘net investment’.

Transfers between Investment Portfolios do not count and thus will not affect the ‘net investment’.

The calculation is based on the net amount of money added to eligible Investment Portfolios during the month.

For example:

• Transfer $2,000 SGD from Simple Plus to General Investing by StashAway → This transfer counts toward your monthly net investment.
• Transfer $2,000 SGD from General Investing by StashAway to Singapore Investing → This transfer doesn’t count, because transfers between Investment Portfolios aren’t eligible.