The best way to invest in the Straits Times Index
17.4%* 5Y annualised returns
Singapore's top 30 companies and REITs
Free buy orders with SRS funds
We’re licensed by the Monetary Authority of Singapore (Licence no. CMS100604).
It’s Singapore's growth
- Access 30 of Singapore's largest and most established companies on the Straits Times Index.
- Earn regular dividends in SGD from blue-chip names like DBS, SingTel, and CapitaLand.
- Invest in real estate investment trusts (REITs) and leading corporates for diversified returns.
It's cost-effective
- No foreign currency conversion cost
- Only $1 USD per buy or sell order, no additional management fees
- Low ETF expense ratio of 0.28%
It’s intelligent and simple
- Build your portfolio and automate recurring investments in as little as 1 minute.
- Our smart selection process prioritises tracking accuracy for the best asset class representation.
- No minimum balance, no lock-ins, and high liquidity mean you can access your funds anytime.
It’s Singapore's growth
- Access 30 of Singapore's largest and most established companies on the Straits Times Index.
- Earn regular dividends in SGD from blue-chip names like DBS, SingTel, and CapitaLand.
- Invest in real estate investment trusts (REITs) and leading corporates for diversified returns.
It's cost-effective
- No foreign currency conversion cost
- Only $1 USD per buy or sell order, no additional management fees
- Low ETF expense ratio of 0.28%
It’s intelligent and simple
- Build your portfolio and automate recurring investments in as little as 1 minute.
- Our smart selection process prioritises tracking accuracy for the best asset class representation.
- No minimum balance, no lock-ins, and high liquidity mean you can access your funds anytime.
Backed by 50+ years of Singaporean success: 17.4%* 5Y annualised returns
If you had invested in the Straits Times Index from November 2020 to October 2025, your money would have grown around 3X.
Growth driven by Singapore's leading companies and REITs
As of 24 November 2025. Holdings and sectors are subject to change. The weightings for each sector of the index are rounded to the nearest figure. Source: Bloomberg
Did you know?
The Straits Times Index represents approximately 80% of Singapore's stock market by capitalisation. Singapore companies have a strong track record of dividend payments, with many blue-chip firms maintaining consistent payout ratios even during economic downturns.
The market offers a defensive safe haven amid ongoing geopolitical uncertainty, backed by a stable currency, generous dividend yields, and a steady earnings outlook.
Catherine Yeung
Investment Director, Fidelity International
Our STI ETF selection ensures your investment is
Flexible
Ample liquidity means you can access your funds at anytime.
Low cost
With just 0.28% expense ratio and low trading costs, your investments work harder for you.
Reliable
Provided by one of the world’s leading ETF issuers with a strong track record and low tracking error.
Getting started is easy
Start investing in the Straits Times Index today
Our new investors enjoy unlimited free buy orders on ETFs invested via ETF Explorer for the first month. Invest your cash or SRS. Terms and conditions apply.
Download our mobile app
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Frequently Asked Questions
What criteria does StashAway use to choose ETFs for ETF Explorer?
We carefully select a representative ETF for each investment idea. Our investment team conducts in-depth analysis across the universe of ETFs in each asset class, focusing on cost-efficiency (including tax optimisation), historical performance, and risk management. This ensures we’re choosing ETFs that are both high-quality and cost-effective for your portfolio.
Why does StashAway sometimes choose US-listed ETFs over UCITS ETFs?
While UCITS-listed ETFs offer a lower withholding tax rate of 15% on dividends compared to US-listed ETFs with 30%, our investment team evaluates ETFs based on the total cost of ownership and long-term performance. This includes factors such as tracking quality, expense ratio, liquidity, dividend reinvestment mechanics, and index replication efficiency.
Over longer horizons, some US-listed ETFs might have structural advantages, including lower fees, tighter spreads, and better tracking, which more than offset the withholding tax difference. Our ETF lineup is continuously reviewed to ensure it meets our standards for cost-efficiency, liquidity, and performance.
How long does it take for deposits to be invested in my portfolio?
The time it takes for your funds to be invested depends on your deposit method and which exchange the ETFs in your portfolio are listed on.
Here’s how long it typically takes for us to receive your funds based on the transfer method:
- eGIRO Fast: Instantly
- Manual bank transfer: 2–3 business days
- SRS contributions: 3–4 business days
Once your funds are received:
- For US-listed ETFs: Invested on the same business day if received before 3:00pm (SGT)
- For LSE-listed ETFs: Invested on the same business day if received before 10:30am (SGT)
- Funds received after these cut-off times will be invested on the next business day
You’ll receive both an email and an app notification once we’ve received your funds, and your investment should typically be reflected in your portfolio by the next business day.
How is the risk level for assets on ETF Explorer calculated?
The Risk Level is a measure of risk, expressed as a percentage, whereby in any given year, there is a 99% probability that you won’t lose more than this percentage in terms of the portfolio’s value.
These are the Risk Level brackets:
- Very Conservative: Up to 7%
- Conservative: 8-13%
- Moderate: 14-19%
- Balanced: 20-25%
- Aggressive: 26-32%
- Very aggressive: 33% and more
For example, in a worst-case scenario, there's a 99% chance a Balanced portfolio won't lose more than 25% of its value in any given year.
Generally, a higher Risk Level percentage denotes a more risky portfolio, and thus should be accompanied by a longer-term investment horizon.