We’ll intelligently manage your risk exposure with our all-inclusive annual management fee of just 0.2% to 0.8% as you retire faster than your banker. Learn more about retirement planning.
StashAway is a digital wealth management platform that invests your money in low-cost, risk-managed portfolios of ETFs. Sign up with this personal invitation, and we'll deduct 50% management fee for the first $50,000 invested for 6 monthsInvest Now
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Adjust your risk exposure whenever you want with no minimum balance, no lock-up, and just 0.2% to 0.8% in an all-inclusive management fee. Learn about how we invest.
With StashAway Simple™, you don’t have to meet any special conditions to earn a projected 1.2% in interest. That means no minimum (or maximum) balance. And, there is no management fee.
To manage your investments, we use macroeconomic indicators so that we know about changing economic conditions long before the markets respond, data to understand how asset classes perform in different economic conditions, and thousands of hours of research and testing to select the exact asset classes that comprise your investments.
High risk doesn’t necessarily mean high returns. In fact, because we understand which asset classes perform best in particular economic conditions, we earn returns without exposing your money to unnecessary risk. And, with the StashAway Risk Index, you can decide exactly how much risk to which you’re willing to exposure your money.
Our same-risk benchmarks are proxied by MSCI World Equity Index (for equities) and FTSE World Government Bond Index (for bonds). The benchmarks we use have the same 10-years realised volatility as our portfolios. We calculate these returns before fees. All returns are in SGD terms. The inception date for portfolios with SRI 6.5%, 8%, 10%, 12%, 14%, 16%, 18%, and 20% is 19 July 2017; the inception date for portfolios with SRIs of 26%, 30%, and 36% is 16 August 2018; the inception date for the portfolio with SRI 22% is 15 August 2019. Past performance is not a guarantee for future returns. Before investing, investors should carefully consider investment objectives, risks, charges and expenses, and if need be, seek independent professional advice. Last updated October 2021.
General Investing, Goal-based Investing, and Income Portfolio
|Total investment (SGD)||Annual fee rate (incl. GST)|
|Any additional amount above $25,000, up to $50,000||0.7%|
|Any additional amount above $50,000, up to $100,000||0.6%|
|Any additional amount above $100,000, up to $250,000||0.5%|
|Any additional amount above $250,000, up to $500,000||0.4%|
|Any additional amount above $500,000, up to $1,000,000||0.3%|
|Any additional amount above $1,000,000||0.2%|
Expense ratio charged by ETF manager is approximately 0.2% p.a. Income Portfolio's expense ratio is approximately 0.4% p.a.
Currency conversion fee charged by our broker for non-USD deposits to USD portfolios: 0.08% on the spot rate
Cash management portfolio
|StashAway management fee for any balance||FREE|
|Net expense ratio charged by the underlying fund managers||Approx. 0.205%|
|The net expense ratio is 0.33%, and there is a rebate of 0.125% that we award back to you when we receive it. The difference is the 0.205% net expense ratio for StashAway Simple™.|
We don’t include your Simple balance as part of your overall investments under management when we calculate your fee with us.
Here, we compare the effect of fees a $10,000 initial deposit with monthly subsequent deposits of $2,000 SGD for 30 years with 6% annual returns. We use StashAway’s fee structure of 0.2% to 0.8% per annum versus an average Unit Trust's fee structure of 2.7% per annum.