These are the underlying funds for Simple Plus and their allocations:

• LionGlobal SGD Enhanced Liquidity Fund Class I (LNWELIA SP) - 20%
• Nikko AM Shenton Short Term Bond SGD (DBSENHI SP) - 35%
• LionGlobal Short Duration Bond Fund SGD Class I Acc (LGSDIAS SP) - 45%

We select funds to optimise the risk-reward ratio of the entire portfolio. To do that, we consider their credit rating, currency risks, fund size, and historical performance. Only high-quality, investment-grade funds with proven track records are chosen.

We may adjust their allocations or swap them for funds that better meet our quality standards. In other words, we'll do our homework to make sure Simple Plus’s risk-reward ratio is always best-in-class.