Why does StashAway assume that during financial freedom years, all assets will only grow at 4% p.a?

During your financial freedom years, you should have a lower risk appetite. A 4% expected return is a conservative estimate for a low-medium risk, globally-diversified portfolio. Therefore, it is used for asset** projection during your financial freedom years. 


**Asset excluding CPF accounts. CPF accounts will be projected at the prevailing interest rates.

You are in
Download our mobile app

StashAway is a brand of Asia Wealth Platform Pte Ltd (201624878Z), which is licensed by the Monetary Authority of Singapore (CMS100604).

This page is subject to the terms available here.